Edelweiss Tokio Zindagi Plus Term Insurance
Claim Settlement Ratio | 97.01% |
Customer Care | 9:00 AM to 9:00 PM |
Death Benefit Paid For | 272 Policies |
Inception | 2011 |
Presence | 116 Branches |
Total Death Benefit Paid | 21.80 Crore |
About Edelweiss Tokio Zindagi Plus Term Insurance
Edelweiss Tokio Life Zindagi Plus is an innovative, reliable, comprehensive term insurance plan. It is an ideal choice for people looking for a customizable plan to cater to their varying needs and increased cost of living. One of the best features of the plan is that it helps the family remain financially stable even if the bread-earning member is no longer there to provide. Edelweiss Tokio Life Zindagi Plus provides a life insurance cover along with the option of an additional coverage for the spouse under its Better-Half benefit option.
Offering financial protection against 35 critical illnesses, Edelweiss Tokio Life Zindagi Plus is a non-linked, non-participating individual, pure risk premium, life insurance policy. With a minimum entry age of 18 years, the policy has a maximum entry age of 65 years. The maximum maturity age is 80 years. The plan can be purchased in any of the two plan options that include Life Cover with Level Sum Assured and Life Cover with Decreasing Sum Assured. While the maximum policy term is 80 years, the minimum base sum assured under the Edelweiss Tokio Life Zindagi Plus policy is Rs. 25 Lakh. The policy also provides one with the flexibility to enhance their cover by opting for Accidental Death Benefit Rider, Accidental Total and Permanent Disability Rider, Hospital Cash Benefit Rider, and Critical Illness Rider.
Key Inclusions and Exclusions of the Plan
What's Included
- Death benefit
- Better half benefit
- Top-up benefit
- Life-stage benefit
- Waiver of premium benefit
What's Not Included
- Self-inflicted injury
- Death due to war, invasion, terrorist activities
- Accidental death under or due to influence of drugs, alcohol
- All types of tumors under Cancer of specified severity
- Suicide by policyholder within 12 months of policy inception (only 80% premiums will be payable)