Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

What Are Good Investments?

Published On Jul 30, 2021

Regardless of whether it is real estate, stocks, bonds, etc, a good investment will give you good returns. A good investment can be made in any category when proper research is conducted before investing.

There are many advantages associated with investing in a proper child investment plan like the child’s education is taken care of, a habit to save is cultivated, a reliable source of financial help is created, collateral for loans and the child’s expenses are fully taken care of if his/her guardian suddenly dies.

5 Ways to Make Good Investments

Considering all available options and finally investing in a proper investment plan for our children is just as important as directly investing in them. A few ways to effectively invest in a child are listed below.

  • Aditya Birla Sun Life Plan

It is a traditional money-back plan that's been proposed by Birla Sun Life Vision Star, in which regular payments are demanded during the policy term. People aged 18 to 55 can invest in this plan. The policy lasts for 75 years and the policyholder can select between periodic payment and survival benefits.

  • ICICI Pru Smart Kids

This plan provides a premium plan and educational benefits, and in the case of an unforeseen unlucky event, the firm will pay money in the form of future premiums. In addition, the plan provides for disabilities, accidents, and educational expenses of children. 120% to 170% of the annual premium is given to the holder's fund value after the 15th year.

  • Kotak Headstart Child Assure Plan

The plan provides a Unit linked child investment plan in regular and premium payment options. The plan allows for partial withdrawals every 5 years and 4 annual switches. People can invest in a child plan from 18 to 60. 28 to 70 years is the maturity age of the plan. The policy term is basically for 10 to 20 years. The premium payMent options are from half-yearly and yearly.

  • Child Plans

As the plan matures the holder will receive an amount that can be used for paying a child’s education fees or for marriage expenses. In the event of the death of the child’s guardian, the expenses of the child will be taken care of under this plan.

Advantages Of A Child Plan

A child plan provides the following benefits:

  • Supports the child in striving for his/her goals.
  • Provides financial help in the case of unforeseen and unfortunate events.
  • Provides maturity benefits that can be used to pay for the child’s marriage or education.
  • Partial Withdrawals
  • Funds Fees
  • Provides against loss of capital
  • Income Tax Benefits
  • Gold EFTs

Gold ETFs (Exchange-Traded Fund) track the domestic and physical gold price. Investment is done based on gold bullion. They are all passive investment options. When investors need a high amount of liquidity, Gold ETFs are a hassle free option. They can be bought by owning a Demat account. Gold ETFs are for the investors to have a choice to invest in them as SIPs. 

Some advantages of investing in Gold ETFs are:

  • Cost efficiency
  • High liquidity
  • Low risk
  • Purity of gold


One of the most crucial responsibilities of being a parent is to capitalize and save for the future of the child. For the child to be financially safe, even when there is nobody is around to take care of them, a parent must invest in beneficial saving options. Investing can stimulate self-dependency in the child and can be utilized to fulfil their short and long-term goals.

Also read 

Types of Child Insurance Plans

How Can I Invest On Behalf Of A Child?

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.        

Popularly Opted Term Insurance Sum Assured

People Also Read

Must BuyMust Buy

Why to Buy Life Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers
Find the right life insurance for you
By clicking, I agree to *terms & conditions  and privacy policy.
Find the right life insurance for you
By clicking, I agree to *terms & conditions  and privacy policy.