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Top Companies Offering Money Back Insurance In India

Published On Jul 07, 2021

When it comes to choosing between the best type of Insurance Plan to secure your future, without any doubt the Money Back Plans are the best option. The Money Back Plans offer you dual cover in terms of providing a source of secondary income that is given to the insured on fixed intervals. The Maturity Benefit is given out at the time of maturity and Survival Benefits are a percentage of the sum assured.

Once you have decided that you would like to purchase a Money Back Plan then the next step is to decide from which Insurance Company you would like to purchase the plan from. In order to assist you we have prepared a list of the Top Companies and their Money Back Plans. The list includes all the important aspects of these Money Back Plans so that you can choose the one that suits you the best. 

In this Article, we will look forward to the 10 best Money Back Plans by the insurance providers in India.

Top 10 Companies And Their Best Money Back Plans

 We have listed out 10 best Money Back Plans by Top most Companies as follows: 

BSLI Vision Money Back Plus Plan

This is a well known name in the insurance market. It is a Traditional Non- Participating Money Back Plan with a maximum entry age of 60 years and offers a Minimum Sum Assured which is 180 times the monthly premium. Offers loyalty additions, no bonus. Minimum Sum Assured 180 times of the monthly premium. Double Accident Benefit Rider. Guaranteed Addition Rate. 

After the completion of 15 years the policy offers a loyalty bonus which increases every year. 

Bajaj Allianz Cash Assure

This plan is a combination of protection and savings. It offers Money Back at regular intervals as a helping hand to the customer in times of financial crisis. Policy Tenure can be from 16 to 28 years and the Minimum Sum Assured of Rs 1,00,000. Periodic Payout at regular intervals. Guaranteed return of upto 150% on investment. Policy terms of 16, 20, 24 and 28 years. Special premium rates for female policyholders.

HDFC Life Super Income Plan

A Plan that offers you support for the future expenses and also helps you fulfill the financial goals. No medical examination required. Guaranteed secondary source of income. 

Choose the tenure and the Premium amount as per your preference. 

ICICI Pru Cash Advantage

This Money Back Plan by ICICI offers you regular income and Cash Benefits. The Cash Benefits start at the end of the Premium payment tenure. Lump sum payout. Pay the Premium as per your comfort. 

Security of your family even in your absence. Bonus by the insurance provider. 

IndiaFirst Cash Back Plan

With this place you can live your life with no financial regret as the Money Back Plan by IndiaFirst will take care of everything. Regular payouts to meet long and short term financial goals. Enhance your cover with additional benefits. Fixed Sum Assured as per age and policy period. Refund value while cancellation. 

Reliance Super Money Back Plan

It is a Non- Linked and Non-Variable plan that provides coverage for a tenure of 10-50 years. With a minimum entry age of 18 years and maximum age of 60 years and also a minimum sum assured of Rs 1,00,000. Money Back Benefit in every 5 policy years. Includes Loyalty Additions and Premium paying term is half the policy term. 

SBI Life- Smart Money Back Gold

The Plan has been specifically designed to meet the financial goals with regular payouts even in case of your sudden demise. Additional riders available. Regular survival benefits. Customized money back alternatives. 

TATA AIA Life Insurance Money Back Plus

A combination of life cover and savings. This Plan offers a guaranteed flow of cash in the form of Survival Benefits. Loan approval when the policy acquires a surrender value. Reversionary Bonus and Sum Assured. In case of Terminal Bonus you get an even value payable. 

LIC Money Back Plus Policy- 20 years

LIC is a very well known brand in the policy market. This plan offered by LIC is an amalgamation of a Traditional Endowment Plan with a Money Back Policy. As the name says it all the policy tenure is 20 years and entry age of 13 years. The Sum Assured promised in this policy is minimum of Rs. 1,00,000. Insurance cover for death. Lump sum Death Benefit. Includes Bonuses and Surrender Benefits. 

PNB MetLife Money Back Plan

The plan ensures Money Back at regular intervals and secures the future of your loved ones in case of any uncertainty. Survival Benefits every five years. Rebates on premium. Free look up period of 15 days. 


These are the companies who are offering the best Money Back Plans in the Insurance Market. All of them have their own pros and cons but this list will surely help you out to compare between each one of these Policies. It is just a glimpse of what these plans offer. For more details you can visit the Insurance Company's Website or call the insurance advisor to get a brief knowledge about the plans. 

Also read 

Why Do I Need a Money Back Insurance Plan?

Eligibility Criteria to Buy Money Back Insurance Plans

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.                

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