Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
  Hurry Up!
Save tax in 80C by purchasing a Life Insurance Today View Plan

Top 3 Money Back Policies in India

Updated On Sep 06, 2021

One of the main reasons to choose money return insurance is that it offers a consistent flow of income at pre-specified intervals, allowing the insured to cover his/her costs at various phases of the policy duration. Furthermore, under this plan, one receives a guaranteed return on investment as well as the option to expand their wealth through investing possibilities.

With the facts provided above, it should be apparent that this is a great plan for individuals who desire the benefits of both insurance and a stable source of income. So, what's next? Now, if you want to invest in a money-back plan, keep reading to learn about the top money back plans you can invest in 2021

Top 3 Money Back Policies 

Following are the top money-back plans in which you can consider investing your money - 

ICICI Pru Cash Advantage Plan

This plan supplements your normal income and provides a guaranteed cash payout. It usually begins the year after the premium payment tenure expires. Some of the plan's characteristics are listed below.

  •  It provides a lump sum payout, which allows you to protect your future.
  • You can pay the premium per your comfort level and the payment methods available to you.
  • It protects your family with all-around protection even when you are not around.
  • If the insurance company declares a bonus, you will get it.

Edelweiss Tokio Life G CAP Plan

GCAP assists you in amassing wealth to fulfil those lofty goals and celebrate your accomplishments. You will get a completely guaranteed maturity benefit, a death benefit, and a Guaranteed Accrual Addition under this plan.

  •  It provides assured advantages that are provided upfront.
  • The insurance duration and premium payment terms are both adjustable under this plan.
  • It also provides lending opportunities and discounts in times of financial emergency.
  • It is available to anybody between the ages of 91 days and 55 years old for a policy duration of 10, 15, 20, 25, or 30 years.
  •  A non-linked insurance plan that provides the dual benefits of maturity and death benefits, as well as accumulated guaranteed additions and upfront guaranteed benefits.
  • The insurance duration and premium payment terms are both adjustable under this plan.

HDFC Life Super Income Plan

The HDFC Life Super Income Plan provides guaranteed income for a period of 8 to 15 years, as well as assured asset appreciation. Under this plan, you will get a regular income starting in the second policy year and continuing until the conclusion of the policy term if you choose the single pay option.

  • Single-Premium Payment Issuance 
  • Increase your monthly income with reversionary and terminal bonuses.
  • Tax benefits according to current tax laws 
  • Loan facility available for this policy


One of the wiser ways to arrange your life investment cover is with a money-back to fulfill the policy. You not only get money returned at regular intervals during the policy term, a sum assured after the policy term, and bonus amounts as stated by the insurer, but you also get appropriate insurance coverage for the whole policy duration. Purchasing a fulfilled money-back plan makes sense for an investor searching for a cover that provides assured returns as well as returns at different periods of life to pay for significant costs that may arise in the future. 

Also read: 

Are Money Back Plans Really Helpful? 

Why a Money Back Plan is the Best Investment Option?

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.      

Popularly Opted Term Insurance Sum Assured

People Also Read

Must BuyMust Buy

Why to Buy Life Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers
Find the right life insurance for you
By clicking, I agree to *terms & conditions  and privacy policy.
Find the right life insurance for you
By clicking, I agree to *terms & conditions  and privacy policy.