Tata AIA Sampoorna Raksha Supreme Plan: Features, Eligibility & Benefits
Updated On Mar 01, 2024
Tata AIA Sampoorna Raksha Supreme is a non-linked, non-participating, protection plan. This plan provides financial protection to the family of the life assured in difficult circumstances such as untimely demise of the life assured during the policy tenure. This plan has 4 plan variants to choose from namely Life, Life Plus, Life Income and Credit Protect Option. The life assured/policyholder can choose to customise the plan according to their needs and budget. This plan also protects up to the age of 100 i.e., whole life cover. The life assured also gets an option to increase the sum assured at important milestones of his/her life.
Table of Contents
Features of Tata AIA Sampoorna Raksha Supreme Plan
Below are some salient features of Tata AIA Sampoorna Raksha Supreme plan:
- Provides financial security to the family of the life assured in case of an untimely demise of the life assured anytime within the policy tenure.
- Provides whole life cover that is up to 100 years of age
- Option to choose from 4 plan variants - Life, Life Plus, Life Income and Credit Protect Option
- Allows customisation according to the requirements and budget of the life-assured
- A medical second opinion available under the plan
- Option to increase the sum assured at important milestones
- Provides flexibility to choose the premium payment term and the policy term
Eligibility Criteria of Tata AIA Sampoorna Raksha Supreme Plan
Below are the eligibility criteria for purchasing a Tata AIA Sampoorna Raksha Supreme plan:
| Parameters | Eligibility |
| Plan Options | Life, Life Plus, Life Income and Credit Protect |
| Minimum Entry Age |
18 years for Life, Life Plus and Credit protection option and 30 years of Life Income option |
| Maximum Entry Age |
65 years for Life and Life Plus option 50 years for Life Income option and 60 years for Credit Protect option |
| Maximum Maturity Age |
100 years for Life, Life Plus and Life Income option and 95 years for Credit Protect option |
| Policy Term |
Life - 5 to 47 years Life Plus - 10 to 40 years Life Income - Not applicable Credit Protect - 5 to 30 years |
| Premium Payment Term | Same as the policy term |
| Minimum Sum Assured | INR 1 Lakh |
| Maximum Sum Assured | No limit |
| Premium Payment Modes | Single payment, Annually, Semi-annually, Quarterly and Monthly |
Benefits of Purchasing Tata AIA Sampoorna Raksha Supreme Plan
Below are some benefits of purchasing the Tata AIA Sampoorna Raksha Supreme plan:
- Multiple plan options - Life, Life Plus, Life Income and Credit Protect option
- Multiple death benefit payout options - Lump Sum, Regular Income (for up to 60 months) and Part
- Lump Sum Part Regular Income (for up to 60 months)
- Medical second opinions available under this plan
- 2 rider options are available - Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider and
- Tata AIA Life Insurance Non-Linked Comprehensive Health Rider
- Provides financial security in case of an unforeseen demise of the life assured during the policy tenure
Also Read: How Purchasing a Term Insurance Plan Will Secure Your Family?
Disclaimer: This article is issued in the general public interest and is meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive and should research further or consult an expert in this regard.
