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ICICI Lombard Arogya Sanjeevani Health Insurance User Reviews

253 reviews Rate This
ICICI Lombard
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.80%
Network Hospitals9,500+
Pre-existing Disease Waiting Period2 year
Special BenefitsAnywhere Cashless
Starting Premium for Rs. 5 lakh SIRs. 581/month

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Rating of Arogya Sanjeevani Policy
5.0
Based on
10 User reviews

  • Policy comparison made easy

    I appreciate that InsuranceDekho gave me the opportunity to compare policies. It helped me to look at the minute details of a health plan. I liked that. Before finalising ICICI Lombard’s Arogya Sanjeevani Policy as my health plan, I compared the premium with others.

    U
    Udayan Chatterjee
    On: Dec 21, 2020

  • Policy talk available on Whatsapp

    The Whatsapp number provided on InsuranceDekho website is active all the time. I used to connect to the team through that number to learn about available health plans for ICICI Lombard. After that, I chose the Arogya Sanjeevani Policy for my family. Super service!

    R
    Ronit Santra
    On: Dec 11, 2020

  • Cost-effective

    I believed insurance policies were expensive. Thankfully, insurancedekho.com broke my illusion by offering so many cost-effective health plans. I bought ICICI Lombard’s Arogya Sanjeevani Plan from the website. This health plan is completely economic and has the best coverage.

    P
    Puja Sharma
    On: Dec 09, 2020

  • Reliable website

    I trust InsuranceDekho since it is a reliable platform where I get all the necessary information based on my policy requirements. The plans do not include any hidden terms or conditions. Everything is transparent. I bought ICICI Lombard’s Arogya Sanjeevani Policy for my family.

    S
    Sabita Nandy
    On: Dec 08, 2020

  • Easy to understand

    If you are new in the insurance arena, you must check out the website of InsuranceDekho. It is user friendly. All the policy options are described in a proper manner in simple language. Even if you want further support, you can directly contact them through the chatbox on the page. My ICICI Lombard’s Arogya Sanjeevani policy is issued in this platform.

    G
    Gagan Bharadwaj
    On: Nov 18, 2020
    • Must BuyMust Buy

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  • Good coverage under plan

    Arogya Sanjeevani policy by ICICI Lombard offers me the best coverage features. This include cover for pre-hospitalisation and post-hospitalisation expenses, modern treatments, facility to pay the premium in installments etc. 

    S
    Sayani Gupta
    On: Jun 18, 2020

  • Liked the plan very much

    The best thing about ICICI Lombard Arogya Sanjeevani Policy is that it is really easy to understand. Also, the experts at InsuranceDekho were always there to help in case I didn’t understand any feature. I liked the plan. 

    R
    Rishabh Berlia
    On: Jun 16, 2020

  • Supportive staff at InsuranceDekho

    There was some issue on my part when I was making online payment for my ICICI Lombard Arogya Sanjeevani Policy. But the supportive staff offered me great assistance and I was able to buy the plan for myself and my family very easily. 

    C
    Chestha Yadav
    On: Jun 13, 2020

  • I thank the team

    I really thank the team at InsuranceDekho who recommended me and helped me buy ICICI Lombard Arogya Sanjeevani Policy online. The plan is best suitable for me and my family as it offers me many benefits.    

    N
    Nishtha Bhatt
    On: Jun 10, 2020

  • Very easy process to buy

    Buying ICICI Lombard Health Insurance from Insurance Dekho was a very easy task. It just took me a few minutes and I was able to buy this policy online without any assistance. I am really satisfied.  

    K
    Khushboo Gupta
    On: Jun 04, 2020

10896 ICICI Lombard Cashless Network Hospitals in India

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FAQs

  • Why should I buy ICICI Lombard health insurance policy?

    ICICI Lombard Health Insurance is a smart choice to secure yourself and your loved ones against medical contingencies. The plans offered provide comprehensive health coverage along with outpatient department (OPD) benefits, maternity cover and a host of wellness benefits. Also, there are various value added services that enable you to enhance the sum assured, in case of claim-free years.

  • How do I cancel ICICI Lombard policy?

    You can easily cancel your policy during free-look period, just fill up the form and visit any of the ICICI Lombard branches. Once request is processed, refund of premium amount will be provided after applicable deductions(in any) within 15 days.

  • What is the toll free number of ICICI Lombard General Insurance?

    ICICI Lombard’s toll free number is 1800-2666.

  • What do you mean by floater option in ICICI Lombard health insurance plan?

    In a floater option, a single policy under one sum insured covers all the family. It can cover, 2 adults, 2 adults, and 1 child; 1 adult and 2 children; 2 adults and 3 children; 1 adult and 1 child. The sum insured can be used by anyone or all covered under the policy until the time the limit is exhausted.

  • Can I insure more than 2 adults or more than 3 children in my ICICI Lombard health insurance plan?

    There can be a maximum of 2 adults and 3 children in a policy. If the number of adults or number of children is more than 2+3, you need to buy a separate policy for the additional members.

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Claim Process at ICICI Lombard Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ICICI Lombard Health Insurance Contact Details

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