Care Health Insurance for Parents

Religare Care Freedom has been designed to shield your parents from unexpected medical costs. It ensures better care of elderly members and brings a healthy lifestyle. When a disease becomes a medical emergency, Care Freedom comes as a saviour providing financial security. With it, your parents can avail medical attention in times of need. Care Freedom can be bought in three plans: Plan 1, Plan 2 and Plan 3. This insurance pays for the treatment expenses which are incurred due to any illness, accident or injury.

Key Features

• Guaranteed Lifelong renewability
• Annual health check-up for all insured members
• Cashless treatment as network hospitals
• Sum insured: 3 Lakh, 5 Lakh, 7 Lakh, and 10 Lakh
• Auto-renewal feature if the sum insured gets exhausted
• Direct claim settlement

Scope of Coverage

• 30-day pre-hospitalisation coverage
• 60-day post-hospitalisation coverage
• Ambulance charge cover
• In-Patient hospitalisation for at least 24 hours
• Cover for more than 170 day care treatments
• Domiciliary hospitalisation up to 10% of the Sum Insured covered after 3 days
• Dialysis Cover up to Rs. 1,000 per sitting limited up to 24 consecutive months

Eligibility

The entry age to buy Plan 1 of Care Freedom policy is 18 years for adults and 90 days for a child. For Plan 2, the entry age for the eldest insured person is 46 years, adults 18 and child 90 days. The maximum entry age for an adult is lifelong, child 25 years. There is no limit of age when it comes to exit the policy.

Exclusions

• Medical expenses for the treatment of AIDS
• Congenital disease treatment
• Expenses incurred in an intentional self-injury
• Treatments for psychiatric and mental disorders
• Expenses for the treatment of a self-inflicted injury

For more details on risk factors, exclusions, please read the sales brochure carefully or call InsuranceDekho at 1800-1205-698 before concluding a sale.