Care Health Insurance for Maternity

Claim Settlement Ratio | 95.22% |
COVID-19 Cover | Yes |
In-House Claim Settlement | 100% |
Incurred Claim Ratio | 55% |
Network Hospitals | 8,250+ |
Policies Sold | 6,91,739 |
Renewability | Lifelong |
Care Health Insurance (Religare) : Health Insurance for Maternity
Religare Joy is a maternity-based health insurance product. It covers expenses incurred during hospitalisation due to pregnancy. Apart from Maternity & Newborn coverage, this policy also comes with several features & services that let you have many advantages at most critical of time. Joy is available in two variants: Joy Today and Joy tomorrow. It covers expenses related to maternity with a low waiting period. The coverage under the plan extends to the expenses related to a newborn baby and other health plan covers.
Key Features
- 9-month in Joy Today for maternity cover
- The 24-month waiting period in Joy Tomorrow for maternity cover
- An optional No Claim Bonanza feature
- Cashless treatment in all network hospitals in India
- Direct claim settlement
- Long-term policy tenure of 3 years
- 100% increase of Sum Insured with no claim bonanza
Scope of Coverage
- 30 days pre-hospitalisation
- 60 days post hospitalisation
- Ambulance charges coverage
- Inpatient for at least 24 hours hoslitalisation
- Daycare treatments for less than 25 hours hospitalisation
- Cover for a newborn baby
- Maternity cover including pre and post-natal expenses
Eligibility
- The minimum age to enter Religare Joy policy for adults is 18 years, for a child 1 day. The maximum age for a child is 24 years, for a newborn baby 90 days and for adults is 65 years.
Exclusions
- Congenital disease
- Expenses due to intentional self-injury
- Any injury caused by nuclear weapons or materials
- Medical expenses for the treatment of AIDS
- Injury or diseases arising due to the use of drugs, tobacco chewing, alcohol, smoking, etc.
For complete details, we request you to kindly refer to the policy wording. Or give a call to our helpline 1800-1205-698.
Care Health Insurance Plans For Maternity
Name of Plan | Sum Insured | |
JoyMin: 1 Day; Max: 65 Years | 3 Lakh | Get Quotes Now |
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FAQ About Care Health Insurance
What is the waiting period for availing the maternity benefits?
The waiting period to avail the maternity benefits ranges from 9 months to 24 months.
Is coverage for vaccinations offered under maternity benefits?
No, coverage for vaccinations is not available under maternity plans.
Are non-allopathic treatments covered under Care Health Insurance maternity plan?
No, alternative or non-allopathic treatments are not covered.
Is newborn baby also covered under the plans?
Yes, Care Health Insurance offers coverage for newborn baby up to Rs. 30,000 for Rs. 3 Lakh Sum Insured and up to Rs. 50,000 for Rs. 5 Lakh Sum Insured.
What type of room is covered under the maternity plan by Care Health Insurance?
Single private room with AC is provided under the maternity plan coverage.