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Health Insurance Plans for Self And Spouse Kid Cover in New Delhi

There are 29 plans available for Family for 5 Lakhs sum insured in New Delhi. These include plans from the companies like Star Health, Care Health, Niva Bupa and would ensure a healthy and financially protected future for you and your family. These plans ensure that you get cashless treatment at up to 338 hospitals across India as well as claim settlement ratios up to 95%. To know more about health insurance plans, please select a suitable plan from the list below.

29 Plans found in Rs. 5 Lakh Cover
Sort by : Relevance down-arrow
  • Relevance
  • Premium: Low to High
  • Hospitals: High to Low
Aditya Birla

Activ Assure – Diamond

Upto 30% of premium as health return

Get upto 30% of your premium as HealthReturns. Use it to pay for renewal premium, medicine or diagnostic tests.

  • Cashless Hospitals338
  • Cover5 Lac
From12,529 / Year
94 % claim settlement ratio
  • 10% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 50%

  • 150% restoration benefits

    Facility to restore your balance sum insured up to 150% of the base sum insured (max 50 lakhs) once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by 2.5X at no extra price

View 4 more plans from Aditya Birla
Aditya Birla

Active Health Platinum - Essential

Chronic illness covered from Day 1

Get Day 1 cover for Chronic Illnesses like Diabetes, High Cholesterol, High Blood Pressure & Asthma

  • Cashless Hospitals338
  • Cover5 Lac
From8,205 / Year
94 % claim settlement ratio
  • 10% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%

  • No restoration benefits

    Facility to restore your balance sum insured in a policy year. This is a great way to increase your SI at no extra price

Aditya Birla

Activ Assure – Diamond with Super NCB

Additional 50% of coverage every year
  • Cashless Hospitals338
  • Cover5 Lac
From13,782 / Year
94 % claim settlement ratio
  • 60% no claim bonus
  • 150% restoration benefits

    Facility to restore your balance sum insured up to 150% of the base sum insured (max 50 lakhs) once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by 2.5X at no extra price

Aditya Birla

Activ Assure – Diamond with Super UAR

Reload your Coverage unlimited times

On claim if SI gets utilized, then your coverage will be restored for no extra cost. You can claim this coverage again for illness except for which the claim has already been placed.

  • Cashless Hospitals338
  • Cover5 Lac
From13,043 / Year
94 % claim settlement ratio
  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 150% of the base sum insured (max 50 lakhs) once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by 2.5X at no extra price

Aditya Birla

Active Health Platinum - Enhanced

BP and Diabetes covered from day 1

Hospitalisation due to illness related to diabetes will be covered from day 1 i.e. no waiting period. This plan is specifically designed for diabetes patients. If you have a chronic Diabetes, this is one of the very few plans available for you.

  • Cashless Hospitals338
  • Cover5 Lac
From12,255 / Year
94 % claim settlement ratio
  • 50% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Niva Bupa

Reassure

Health checkup from 1st day of policy
  • Cashless Hospitals249
  • Cover5 Lac
From18,190 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 50% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

View 6 more plans from Niva Bupa
Niva Bupa

Reassure + Safeguard

Claims on non-payable items covered

Non-payable items paid up to sum insured.

  • Cashless Hospitals249
  • Cover5 Lac
From20,009 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 50% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Niva Bupa

Health Pulse

  • Cashless Hospitals249
  • Cover5 Lac
Inclusive of 5% online discount*
From12,857 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
  • 10% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Niva Bupa

Health Premia Gold

Maternity and new born worldwide coverage

Coverage of expenses upto 2 deliveries after a waiting period of 2 years.

  • Cashless Hospitals249
  • Cover10 Lac
From29,855 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 10% of SI no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Niva Bupa

Reassure (Direct)

Health checkup from 1st day of policy
  • Cashless Hospitals249
  • Cover5 Lac
Inclusive of 5% online discount*
From17,280 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 50% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Niva Bupa

Health Premia Silver

Maternity and new born worldwide cover

Coverage of expenses upto 2 deliveries after a waiting period of 2 years.

  • Cashless Hospitals249
  • Cover5 Lac
From21,940 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 10% of SI no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Niva Bupa

Reassure (Direct) + Safeguard

  • Cashless Hospitals249
  • Cover5 Lac
From19,009 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
ICICI Lombard

Health AdvantEdge

Unlimited tele consultation

Tele consultations and recommendations for common health issues by a qualified Medical Practitioner or health care professional.

  • Cashless Hospitals277
  • Cover5 Lac
From13,250 / Year
93.10 % claim settlement ratio
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 20% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Manipal Cigna

Lifetime India

Modern and advanced treatments covered
  • Cashless Hospitals281
  • Cover50 Lac
From22,420 / Year
89.43 % claim settlement ratio
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • Zero no claim bonus

    For every claim free year, the insurance company would increase base sum insured by this amount

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

View 6 more plans from Manipal Cigna
Manipal Cigna

Pro Health Protect

OPD benefit up to Rs. 500
  • Cashless Hospitals281
  • Cover5.5 Lac
From15,911 / Year
89.43 % claim settlement ratio
  • 5% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 5% upto maximum of 200%

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Manipal Cigna

Pro Health Plus

Maternity & new born expense covered
  • Cashless Hospitals281
  • Cover5.5 Lac
From20,364 / Year
89.43 % claim settlement ratio
  • No room rent limit

    In case of hospitalisation, the insurance company would provide coverage for all types of rooms (except Suite or higher category)

  • 10% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 200%

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Manipal Cigna

Pro Health Plus with Maternity Waiting Reduction

  • Cashless Hospitals281
  • Cover5.5 Lac
From30,265 / Year
89.43 % claim settlement ratio
  • No room rent limit

    In case of hospitalisation, the insurance company would provide coverage for all types of rooms (except Suite or higher category)

  • 10% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 200%

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Manipal Cigna

Pro Health Protect with Cumulative Booster

  • Cashless Hospitals281
  • Cover5.5 Lac
From17,820 / Year
89.43 % claim settlement ratio
  • 25% Max up to 200% no claim bonus
  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Manipal Cigna

Pro Health Plus with Cumulative booster

Health checkup available
  • Cashless Hospitals281
  • Cover5.5 Lac
From22,808 / Year
89.43 % claim settlement ratio
  • No room rent limit

    In case of hospitalisation, the insurance company would provide coverage for all types of rooms (except Suite or higher category)

  • 25% Max up to 200% no claim bonus
  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Manipal Cigna

Pro Health Accumulate

Ambulance expense upto 2000/event covered
  • Cashless Hospitals281
  • Cover5.5 Lac
From25,626 / Year
89.43 % claim settlement ratio
  • 5% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 5% upto maximum of 200%

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Care Health

Care Freedom

Annual free health check up (all adults)

Annual health check-up for all insured members covered as adults

  • Cashless Hospitals132
  • Cover5 Lac
From12,094 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
  • Twin sharing room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • Zero no claim bonus

    For every claim free year, the insurance company would increase base sum insured by this amount

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

View 5 more plans from Care Health
Care Health

Care Plus Youth

Includes Personal Accident cover

Personal accident plan with accidental death cover for family and permanenet disablement cover for specified disability suffered

  • Cashless Hospitals132
  • Cover5 Lac
5% Online + 10% Early bird discount*
From18,604 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
  • 50% no claim bonus

    Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 200% of Sum Insured.

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Care Health

Care Plus Youth + Smart Select

15% discount on selected network hospitals
  • Cashless Hospitals132
  • Cover5 Lac
5% Online + 10% Early bird + 15% ...*
From15,813 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
  • 50% no claim bonus

    Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 200% of Sum Insured.

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Care Health

Care Plus Youth + Maternity and New Born Cover

Maternity (normal+C section) expense covered

Expenses related to hospitalisation due to maternity will be covered after 2 years. Normal and C section: Rs.15,000, SI upto 5 lakh Normal and C section: Rs. 25000, SI > 5 lakh.

  • Cashless Hospitals132
  • Cover5 Lac
5% Online + 10% Early bird discount*
From20,014 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
  • 50% no claim bonus

    Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 200% of Sum Insured.

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Care Health

Care Plus Youth + International Second Opinion

2nd opinion from a practitioner outside India

Before going ahead for major illness or injury treatment, you can avail second opinion from a medical practitioner outside India.

  • Cashless Hospitals132
  • Cover5 Lac
5% Online + 10% Early bird discount*
From19,329 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
  • 50% no claim bonus

    Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 200% of Sum Insured.

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Care Health

Care Classic

  • Cashless Hospitals132
  • Cover5 Lac
From16,541 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
New India Assurance

Aarogya sanjeevani

No Pre-Acceptance Medical Checkup
  • Cashless Hospitals47
  • Cover5 Lac
From22,414 / Year
92.68 % claim settlement ratio
  • Room rent upto 2% of SI

    In case of hospitalisation, the insurance company would cover room rent upto 2% of Cover Value with a maximum limit of Rs. 5000 per day

  • 5% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 5% upto maximum of 50%

  • No restoration benefits
View 1 more plans from New India Assurance
New India Assurance

New India Floater Mediclaim

New Born Baby cover
  • Cashless Hospitals47
  • Cover5 Lac
From11,356 / Year
92.68 % claim settlement ratio
  • Room rent upto 1% of SI

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 25% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 25% upto maximum of 50%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Royal Sundaram

Lifeline Supreme

Rs. 2000 hospitalisation daily cash
  • Cashless Hospitals243
  • Cover5 Lac
From8,885 / Year
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 20% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price