Ways To Find Your Car Insurance Policy Number

A car insurance policy is one of the most important and essential documents for a vehicle. Having your car insured protects you from any unexpected financial liabilities. The law requires that a four-wheeler be insured, at the very least, with third-party car insurance, and that it be valid. There may be times when you need the policy number to access the coverage details. While it is not always necessary to know the policy number, there will be times when you will need to. Continue reading to find out how to locate the car insurance policy number.

How You Can Check Your Car Insurance Policy Number?

There are several occasions when you will need the car insurance policy number. It is best to have a physical copy of the policy document with you while driving, or to have access to it via email or other online sources. You can find your car insurance policy number in a variety of ways. In most cases, car insurance companies will mail the policy document to your registered mailing address. There are, however, other ways to locate the insurance policy number. The article dwells into the various reasons why you might need the number, as well as how to find the policy number online. The following are the ways where you can retrieve your insurance policy number -

• Checking The Car Insurance Policy Number Online

You can retrieve the information by going to your insurance provider's website and logging into your account. To access the policy document, you may need information such as the car's registration number, registered mobile number, or email address. With the advent of smartphones, you can access your account from anywhere by downloading the insurer's mobile app. You can also check your email inbox to find and search for the policy document that the insurance company may have sent you.

• Checking The Car Insurance Policy Number Offline

To learn more about your car insurance, speak with an insurance agent or go to the insurer's branch. The insurance branch or agent can check and obtain your car's insurance policy number. This is a traditional method of locating the policy number; however, most insurance companies are using the internet to make their products more accessible to customers and to have an online presence to cater to various needs.

You may also like to read:- What Happens To Acko Car Insurance When The Policyholder Dies? 

• Through PARIVAHAN or VAHAN eService 

The VAHAN web portal is a platform that contains a database of vehicle information. Through the registration number, you can check the engine details, chassis number, owner details, and insurance status of a specific vehicle. While this does not provide the policy number, it is useful for checking the validity of the insurance in the event that you want to buy a used car.

• Checking With The Insurance Information Bureau 

The Insurance Information Bureau (IIB) keeps a digital database of vehicle insurance and vehicle records in India. You can get the vehicle insurance policy number by logging into their web portal. In addition, if you are involved in an accident with a third party, you can check the status of the other party's insurance policy. This can be obtained through VAHAN, the Transport Ministry's web portal where you can check the insurance's validity.

• Contact Your Insurance Company

To obtain policy information, contact your insurance company or send an email to the appropriate department. Most insurers have a customer service team that can assist with such requests. You may be required to provide certain information in order to access your insurance and obtain the policy number.

Also Read:- Parameters To Consider While Purchasing Car Insurance In India 

Take Away

Your car insurance is an extremely essential document that not only secures your finances, but also keeps you legally safe. Insuring your car is made mandatory by the Indian Government by the Motor Vehicle Act. Therefore, make sure you always have your policy number and papers while you drive your car.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.