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Top Bike Insurance Companies to Purchase Insurance from in 2021

Published On May 06, 2021, Updated On Jul 19, 2021

Wondering which insurance provider to select for purchasing your two-wheeler insurance? This article will help you make this decision.

When purchasing two-wheeler insurance, it is best to do it online. With the cost cut on middlemen and paperwork it offers the best deals. Additionally, it offers customers the opportunity to compare the different two-wheeler insurance companies, the quotes they offer and their network of cashless garages within a few minutes all from the comfort of their home. However, online insurance purchases do require some basic knowledge of two-wheeler insurance and what to look for. That’s what we are here to help with. InsuranceDekho has put together a wide selection of articles and news pieces on two-wheeler insurance  to ensure that you make an informed decision when purchasing online. In this article we will talk about the top insurance companies for two-wheeler insurance.

Top Bike Insurance Companies to Purchase Insurance from in 2021

Which are the Top Two-Wheeler Insurance Providers in India?

The following table will guide you in selecting a two-wheeler insurance provider from the best ranking companies in the country:

Two-Wheeler Insurance Provider

About Two-Wheeler Insurance Provider

Claim Settlement Ratio of Two-Wheeler Insurance Provider


IFFCO Tokio offers a wide range of insurance coverage and round the clock customer service. Their claim settlement is by far the highest.


Royal Sundaram

Royal Sundaram also has one of the highest claim settlement ratios. Moreover, they are well known for their quick claim settlement procedure.



Oriental insurance offers a wide variety of coverage for two-wheeler insurance and is a great choice for anyone as the company is one the most reliable insurance providers in India.


Universal Sompo

With a competitive claim settlement ratio of 92.45% this insurance holder is an excellent choice for purchasing two-wheeler insurance as your claims have a great chance of being successful.


New India Assurance

New India Assurance General Insurance is a great choice both for its claim settlement ratio and the unlimited liability cover it offers for the death of the third party.


Tata AIG

Tata AIG General Insurance is well known as a reputable and approachable insurance provider. Moreover, their customer service is considered to be top notch which can make a significant difference at the time of crisis.



SBI General Insurance is a widely trusted insurance provider in India and with good reason. Their service has a good track record along with their claim settlement ratio.


Bajaj Allianz

Bajaj Allianz is one of the leading insurance providers in India and is also one of the largest. It has several coverage options to select from and has a very high claim settlement ratio.



HDFC ERGO General Insurance offers its customers a wide selection of add-ons and coverage to choose from.


Future Generali

Future Generali offers a wide network of cashless garages and a very high claim settlement ratio. It would make a good choice for anybody looking to purchase a two-wheeler insurance policy.


Also Read

How To Use A Bike Insurance Premium Calculator?

Which Are The 5 Best Bike Insurance Companies In India?


In a nutshell, the above mentioned companies are some of the best choices you can make when selecting who to purchase your two-wheeler insurance from. They have a good reputation, customer service and a high claim settlement ratio. However, the best insurance policy is one that is best suited to your needs. Hence, when purchasing also make sure to check their network of cashless garages, the terms and conditions of the policy, especially its exclusions and the reviews of the customer service before making the final decision. 

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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