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PNB MetLife Investment Plans

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Highlights
Claim Settlement Ratio98.17%
COVID-19 CoverYes
Customer Care10:00 AM to 07:00 PM
Inception2001
Presence107 locations
Solvency Ratio228%

PNB Metlife Investment Plans

The plans offered by PNB MetLife Insurance Company vary in type, but they all have the same goal in mind: to provide life insurance coverage to policyholders as well as a way for them to save through traditional savings methods though their PNB Metlife investment plans.

Types Of Investment Plans

The following are the types of plans offered by PNB MetLife:

  • PNB MetLife Endowment Savings Plan Plus: It is an endowment-based investing and life insurance plan that can help you meet your financial goals at any age.

Key Features:

  • Death and maturity benefits are available to policyholders.
  • In terms of financial safety, it has two options: Savings and Savings Plus.
  • Under the Savings Plus plan, future premiums are eliminated for 35 pre-listed critical conditions.
  • From the first year of the policy, the plan offers a simple reversionary bonus and a terminal bonus.

Eligibility Criteria For PNB MetLife Endowment Savings Plan Plus

Parameters

Specifications

Savings

Savings Plus

Minimum Entry Age

8 Years

18 Years

Maximum Entry Age

60 Years

55 Years

Maximum Maturity Age

80 Years

Regular Pay: 65 Years

Limited Pay: 80 Years

Premium Payment Options

Yearly, Half-yearly, Monthly

  • PNB MetLife Mera Wealth Plan: It is a unit-linked wealth and savings plan that helps policyholders meet their financial goals while also providing life insurance. Please keep in mind that unit-linked funds are subject to market volatility, and policyholders bear the risk.

Key Features:

  • Policyholders have the option of paying their premiums under one of two ways: single or regular.
  • Self-managed and Systematic Transfer are the two investment options available.
  • From the 6th policy year onward, the plan pays loyalty bonuses.
  • Maturity benefits are paid out as a lump payment of Fund Value at the end of the term.

Eligibility Criteria For PNB MetLife Mera Wealth Plan

Parameters

Specifications

Minimum Entry Age

30 Days

Maximum Entry Age

60 Years

Maximum Maturity Age

80 Years

Premium Payment Options

Annual, Bi-annual, Monthly

  • PNB MetLife Guaranteed Savings Plan: It is a savings-based insurance plan that offers higher returns on premiums paid. Maturity benefit is paid as a single amount to the policyholder, who can then utilise it to achieve short- and long-term objectives.

Key Features:

  • Upon plan maturity, a percentage of the basic sum assured can be recovered.
  • Policyholders receive guaranteed additions to their cumulative premiums at the end of each year during the premium payment term.
  • A loan of up to 90% of the surrender value is possible.

Eligibility Criteria For PNB MetLife Guaranteed Savings Plan

Parameters

Specifications

5 Pay

7 Pay

10 Pay

Minimum Entry Age

8 Years

3 Years

3 Years

Maximum Entry Age

60 Years

Maximum Maturity Age

70 Years

75 Years

80 Years

Premium Payment Options

Annual, Semi-annual, Monthly

  • PNB MetLife Money Back Plan: A traditional money back plan that ensures consistent financial flow. There are also the following features:

Key Features:

  • Under the Regular Pay option of premium payment, premiums are payable for the whole term of the plan.
  • From the fifth through the ninth year, money back benefits are provided at a rate of 10% of the Sum Assured.
  • The policyholder receives 60% of the Sum Assured at maturity.
  • On the death of the insured , the nominee is entitled to a benefit equal to the Sum Assured or annualised premium multiplied by 10 or 105 % premiums paid, whichever is larger.

Eligibility Criteria For PNB MetLife Money Back Plan

Parameters

Specifications

Minimum Entry Age

13 Years

Maximum Entry Age

55 Years

Maximum Maturity Age

65 Years

Premium Payment Options

Yearly, Half-yearly, Quarterly or Monthly

  • PNB MetLife Bachat Yojana: PNB MetLife Bachat Yojana is a non-linked, long-term savings plan that includes life insurance.

Key Features:

  • For a 10 premium payment term, policyholders can receive coverage for up to 15 years.
  • It provides the base sum assured as well as bonuses as a maturity benefit.
  • This plan allows for both a simple reversionary bonus and a terminal bonus. From the third year until the end of the policy term, the bonus is accumulated.

Eligibility Criteria For PNB MetLife Bachat Yojana

Parameters

Specifications

Minimum Entry Age

20 Years

Maximum Entry Age

60 Years

Maximum Maturity Age

75 Years

Premium Payment Options

Yearly, Half-yearly, Monthly

Applying For A Traditional / Investment Plan From The Company:

Online

The company offers unique plans like pnb metlife century plan, investment plans that available online. The customer merely needs to go to the company's website, select the desired plan, coverage, and supply the necessary information. The premium will be calculated based on the information provided. After that, the customer must pay the premium via credit card, debit card, or net banking, and the policy will be issued.

Intermediaries

Agents, brokers, banks, and other intermediaries can help with the application process for plans that are not available online.

Best Insurance Advisors in Your City.

FAQ About PNB MetLife Investment

  • What is a long-term investment solution for savings?

    A savings plan is essentially a life insurance policy that provides you with much more than just a life insurance policy. You must pay premiums to the service provider at predetermined times in exchange for purchasing a savings plan. Payments for premiums can be made regularly, monthly, half-yearly, or annually. Savings investment plans combine investing and insurance into a single customer-centric scheme, allowing you to qualify for a variety of benefits based on the savings plan you select.

  • Why should your family go for Long-Term Savings Investment Solutions?

    Savings and investment plans benefit both the investor and the covered person's family. A death amount is paid to the nominee if the policyholder does not survive the policy term and dies before the plan achieves maturity. This is a lump sum payment that can assist the policyholder's surviving relatives in dealing with any financial difficulties that may arise as a result of the policyholder's death.

  • What are the many sorts of investment savings solutions?

    There are numerous sorts of savings plans depending on the rewards they provide: super saver plans, income protection plans, guaranteed income policies,endowment plans, money back plans. There are also specific plans for children that can help you pay for your child's education in future.

  • When it comes to PNB FD accounts, what is the minimum and maximum deposit period?

    Term deposits can be made for as little as seven days or as much as ten years. At the end of the period, plans can be automatically renewed.

  • Does MetLife Bachat Yojana give any type of surrender value to the policyholders?

    Yes, loans of up to 90% of the Special Surrender Value are available.

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