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SBI Retail Health Insurance User Reviews

376 reviews Rate This
Claim SettlementDedicated Team
Claim Settlement Ratio66.08%
COVID-19 CoverYes
Network Hospitals6,000+
Policies Sold7,56,443

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Rating of Health Insurance Policy-Retail
Based on
25 User reviews
  • Financial worries ended

    I want to thank you so much insurancedekho that you suggested this policy to me. After buying this plan, my financial problems regarding medical expenses has gone away. All my family is covered under this plan. The premium is quite low. I am very much satisfied.

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    Pawan Kumar
    On: Mar 02, 2020
  • Nice, comprehensive policy

    I am a new customer of this plan, but will recommend it to others. I have taken this on floater basis and at low premium rates. Other than basic expenses, it is covering me for Ayurvedic, Homeopathic and Unani treatment so that’s a big plus for me.

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    Krishn Kant Misra
    On: Feb 20, 2020
  • Good policy at less rates

    It has been 22 days since i bought this plan. My experience of the purchase process was very nice. I faced no issues in buying this policy thanks to you insurancedekho. Finally i have a good plan with low premium that matches my medical requirements. The feature of parental & child care is really good.  

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    Tarik Nawaz
    On: Feb 19, 2020
  • A comprehensive policy

    Health Insurance Policy -Retail is my first time purchase with sbi. I must say that it is a wide cover policy and gives you a lot of benefits. Personally, i liked the fact that it covers alternative treatment like Ayurvedic, Homeopathy, or Unani. Plus, the premium is very much affordable. Full marks to this plan.  

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    Parikshit Sahani
    On: Feb 10, 2020
  • Good job done by sbi

    InsuranceDekho i want to thank you for suggesting this policy to me. This policy by sbi has helped me cover my self and family without any financial issues. I was looking for a comprehensive policy covering alternative treatment. So thankful that i got this one at low premium rates.  

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    Anshul Pande
    On: Feb 03, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

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    • 50 Lacs+ happy customers
  • Perfect, complete policy

    I chose this policy because it was offering a wide scope of coverage to me. For a low premium rate, i got a very wide sum insured range as well as flexibility to choose plans according to my needs. I have bought it on family floater basis and covered my wife, children and dependent parents also. 

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    Girdhari Laal
    On: Jan 21, 2020
  • Great plan by sbi health insurance

    Under this policy, i have got a lot of benefits covered. To begin with, this comprehensive policy covers for pre & post hospitalisation, child care, parental care, room rent, ICU, nursing, anesthesia, blood and more, free medical check-up and a lot more. The premium however is quite low. But, services offered are perfect.

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    Gurpreet Kaur
    On: Jan 10, 2020
  • Very comprehensive plan

    This plan offers very vast coverage. I have recently bought it on the advice of insurancedekho team and don’t regret my decision at all. I wanted cover for Ayurvedic treatment and getting it covered under this plan. The premium is less than i expected. The claim process is simple. 

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    Kishan Chand
    On: Dec 27, 2019
  • Perfect policy for me

    It has been a week since i purchased this policy. I was looking for a plan to provide me cover for room rent, ICU, surgeon’s fees, pre and post hospitalisation expenses, child care, parental care and others. Thanks to insurancedekho team, i found this plan. Must say that it is a really affordable policy by sbi.  

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    Mukesh Pandey
    On: Dec 20, 2019
  • Wide scope of cover

    Health Insurance Policy -Retail by SBI General is a comprehensive health insurance policy. I have recently bought this policy. The sum insured amount range is perfect for me and my budget limit. What’s best is that it covers alternative treatment such as Ayurvedic, Homeopathy, and others also. I recommend this policy to all.

    Read More
    On: Dec 18, 2019

1358 SBI Cashless Network Hospitals in India

FAQ About SBI Health Insurance

  • Why should I invest in health insurance policy from SBI General Insurance?

    SBI General Insurance is a great option to buy a health insurance policy. The insurer not only ensures financial protection of an individual, but an entire family and provides them with the much-desired peace of mind. By investing in SBI General health insurance policy, you can benefit from wide health coverage, direct & hassle-free claim settlement, lifetime policy renewal and numerous other benefits. Overall, you won’t be disappointed with SBI General Health Insurance in any which way.


  • How can I buy and apply for SBI General health insurance policy?

    SBI General health insurance policy is easy to apply and buy online. You can either visit the official website of SBI General Insurance or InsuranceDekho to apply and purchase the SBI General's health insurance policy that suits your specific needs the best.


  • Which health insurance policies does SBI General Insurance provide?

    SBI General Insurance, under its health insurance category, offers Arogya Premier Policy, Arogya Plus Policy, Arogya Top Up Policy, Group Health Insurance Policy, Critical Illness Insurance Policy, and Hospital Daily Cash.  

  • Does SBI General Insurance provide critical illness cover?

    Yes! SBI General Insurance provides critical illness cover for 13 critical illnesses under its Critical Illness Insurance Policy.

  • What is the Claim Settlement Ratio of SBI General Insurance?

    The Claim Settlement Ratio of SBI General Insurance for the Financial Year 2019-20 is 66.08%. 

Claim Process at SBI Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

SBI Health Insurance Contact Details

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Insurance Products by SBI General Insurance