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Magma HDI Health Insurance for Kids

OneHealth Insurance by Magma HDI is an ideal health insurance product that one can choose to secure kids’ health. A comprehensive policy by nature, OneHealth ensures children can avail superior health coverage in an emergency. Offered in both the individual and family floater options, the OneHealth Insurance comes in flexible sum insured and plan options, including Support, Support Plus, Shield, and Premium.

Key Features
  • The policy has four different variants with a range of sum insured
  • Optional covers for critical illnesses and personal accident
  • Sum insured starting from Rs. 2 Lakh to a maximum of Rs. 50 Lakh
  • Lifelong renewability feature
  • Free health check-up annually under all the four variants
  • Hospital cash benefits from Rs. 500 per day to Rs. 1,500 per day
  • 10% discount if the 2-year policy tenure is chosen and 12.5% on the 3-year policy tenure

Scope of Coverage

  • Pre-hospitalisation expenses from 30 to 60 days
  • Post-hospitalisation expenses from 60 to 90 days
  • Cover for accommodation, OT charges, fees of surgeon/doctor, etc.
  • Second medical opinion if diagnosed with any specified critical Illness
  • Payment for daycare procedure & domiciliary treatment
  • Worldwide emergency hospitalisation cover and air ambulance cover
  • Expenses incurred during AYUSH treatment

Eligibility

To enter the policy, the minimum age of the kid should be 91 days under the family floater policy and 5 years under the individual policy. To get the cover for children, a single parent or both the parents need to be insured under the same policy. The minimum and maximum age for adults is 18 years and 65 years respectively.

Exclusions

  • No claim for any injury or illness due to alcohol or drugs
  • No claim for any diseases due to suicide attempts
  • Any injury due to riot, war, military operation or foreign enemy invasion, etc.
  • Cover for the treatment during the first 30 days of the policy purchase
  • Pre-existing disease cover before waiting period of 2 to 4 years

If you have any doubt about the benefits of OneHealth Insurance policy for kids, feel free to call InsuranceDekho at 1800-120-5698. We’ll be happy to assist you.

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FAQs

  • What is the eligibility criteria to get the kids covered under the plans of Magma HDI?

    The kids are not allowed to get covered alone under any health insurance plan. For their coverage, either of their parents needs to be covered under a policy. However, the children from the age of 5 years are allowed to be covered under individual plans, and kids from the age of 91 days are eligible to be covered under family floater plans. 

  • I have an 11-year-old son. Can he get the coverage under an individual plan of Magma HDI?

    Yes, any kid who is 5 or above is eligible to get the coverage under the individual plan by Magma HDI.

  • What are the features provided by the Magma HDI that gives coverage to kids?

    The benefits offered under the Magma HDI health insurance plan for children comprises of pre & post hospitalisation, in-patient care, daycare procedures, vaccination charges, AYUSH treatment, domiciliary hospitalisation, free health check-up and so on.

  • Who should buy Magma HDI kids health insurance plan?

    Magma HDI kids health insurance is a must buy for all parents who want to secure their dependent children under their health insurance coverage.

  • Can I change the sum assured during Magma HDI kids health insurance tenure?

    No, not during the policy tenure! However, you can change your sum insured amount at the time of policy renewal. 

Network Hospital in Popular Cities

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Lucknow45
Thane61
Hyderabad320
Ghaziabad35
Indore33
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