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Magma HDI Health Insurance for Individual

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Highlights
Claim Settlement Ratio90.00%
Network Hospitals7,800+
Special BenefitsModern treatments such as IVF, Psychiatric covered
Cashless Approval TAT2 hr Cashless Claim Processing

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Magma HDI : Health Insurance for Individual

When medical conditions strike, you suffer from physical and mental pain, as well as the financial crisis. The best you can do is to buy OneHealth Insurance policy and prepare yourself to meet any medical emergencies. OneHealth Insurance policy by Magma HDI is a comprehensive insurance policy that pays your hospital bills during hospitalisation. A single policy coming with 4 variants, namely Support, Support Plus, Shield, and Premium, OneHealth can be bought on an individual and family floater basis.

Key Features

  • Cover for a single person on individual basis
  • Coverage for up to 4 adults and up to 3 kids on the floater basis
  • The sum insured ranges between Rs. 2 Lakh to Rs. 50 Lakh
  • Critical and Personal Accident Cover as an add-on benefit
  • Fitness Rewards and Applicable Wellness Services
  • Restoration of the sum insured up to 100% of the sum insured
  • Cumulative bonus and free health check-up under all the plans of the policy

Scope of Coverage

  • Pre-hospitalization: 30 days in Support & Support Plus, 60 days in Shield & Premium
  • Post-hospitalisation: 60 days in Support & Support Plus, and 90 days in Shield & Premium
  • In-patient care, daycare treatment, organ donor expenses and domiciliary hospitalization
  • Psychiatric, IVF and AYUSH treatment under all the plans
  • E-opinion for any specified critical illness
  • Worldwide emergency hospitalisation cover, air ambulance cover under Premium plan
  • Cover for maternity, newborn baby and vaccination for the newborn under Premium plan

Eligibility

To enter the policy, the policyholder should be a minimum of 18 years old and a maximum of 65 years. Minimum entry age in the Individual Plan is 5 years and in the Floater Plan is 91 days.

Exclusions

  • No cover for critical illness until the waiting period of 90 days
  • Pre-existing disease covered after a waiting period of 2 to 4 years
  • Treatment associated with addictive conditions and disorders
  • Any disease caused by drugs or not supported by a prescription
  • Cataract, hernia and joint replacement surgeries covered after a 2-year waiting period

To buy the OneHealth Insurance policy or understand whether or not it’s suitable for you and your family, feel free to contact experts at InsuranceDekho by calling the toll-free number 1800-120-5698.

Health Insurance Coverage Calculator

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Disclaimer : Actual Coverage might vary basis your location, age and number of members
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Magma HDI Health Insurance Contact Details

Reach us for help anytime

Claim Process at Magma HDI Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

2040 Magma HDI Cashless Network Hospitals in India

Best Insurance Advisors in Your City.

FAQ About Magma HDI Health Insurance

  • Does Magma HDI offer insurance plans for individuals or for the families?

    Magma HDI provides the health insurance plans for individuals and families both. The same plan can be purchased on an individual or family floater basis with the change in the sum insured and premium amount.

  • What is the age limit for the coverage of any individual under any Magma HDI plan?

    Any individual person between the age group of 18-65 years is eligible to get the coverage under Magma HDI. Besides, if either parent is covered, the dependent kids above the age of 5 years are also eligible to get the coverage under the individual policy.

  • Under the individual plan of Magma HDI, what is the range of sum insured?

    A wide range of sum insured is offered under the Magma HDI individual policy that ranges between Rs. 2 lakh and Rs. 50 lakh under different variants.

  • Is there any discount offered if I purchase a plan from Magma HDI health insurance for different tenures?

    Yes, Magma HDI insurance company provides a discount of 10% on purchasing the plan for a tenure of 2 years and 12.5% on buying the plan for 3 years.

  • Who should buy Magma HDI individual health insurance plan?

    Magma HDI individual health insurance is a perfect health insurance option for any individual who has a higher health risk or already has his parents covered for health insurance. 

Network Hospital in Popular Cities

CityNo of Hospital
Indore33
Nagpur92
Faridabad42
Karimnagar30
Chennai232
Kolkata87
Noida25
View All