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HDFC ERGO my:Health Medisure Classic Health Insurance User Reviews

521 reviews Rate This
HDFC ERGO
Highlights
Cashless Approval TAT45 mins Cashless Claim Processing
Claim Settlement Ratio100%
Network Hospitals12,000+
PED Coverage Starting From3 year
Special Benefits2X Cover from Day 1
Starting Premium Rs. 1090/month

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Rating of my:Health Medisure Classic
4.1
Based on
37 User reviews
  • Great plan with beneficial features

    This is my first experience with hdfc ergo. Apart from providing basic features like maternity cover, new born baby cover, and others, the plan gives optional covers for Double Sum Insured for Critical Illness, Waiver of Room Rent Sub-limits. The best thing is that the policy comes at an affordable premium rate. 

    R
    Ravindra Rai
    On: Nov 22, 2019
  • Wide health cover at less premium

    A few days back i was looking for a good plan that provides wide coverage at low premium along with maternity cover. Luckily, i found this plan. After having a word with insurancedekho guys about this plan, i bought it immediately. Now i have finally got maternity cover with new born baby cover.  

    R
    Rekha Sharma
    On: Nov 13, 2019
  • Perfect health coverage for me

    Thanks insurancedekho for suggesting this plan. I am happy with my purchase. Finally, there is an option for me where i can not worry about finance and avail medical treatment without any problem. The best part is vast cover at minimal premium amount. 

    A
    Aadesh
    On: Nov 13, 2019
  • My:health medisure classic is reliable plan

    All thanks to InsuranceDekho guys, i am able to relax. All my financial concerns are gone because of this one plan. I must say that all the features are great and really helpful. inpatient treatment, alternative treatment, daycare procedures, hospitalisation due to an accident, are all good features covered.  

    S
    Satyendra
    On: Nov 12, 2019
  • Happy with this plan

    I have recently purchased this plan. Guys from Insurancedekho advised me to invest in this plan as it covers a lot of medical expenses at a low cost of premium. I am happy that i bought this cover that will help me in my medical emergency. I give this plan 8 out of 10. 

    V
    Vinit Jha
    On: Nov 12, 2019
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 66 Lacs+ happy customers
  • Good maternity cover feature

    My:health medisure classic is my first purchase with hdfc ergo. Apart from basic features and benefits, this plan gives you maternity coverage and hospital daily cash feature. It also comes with features such as double sum insured for critical illness and waiver of room rent sub-limits. I highly recommend it!

    S
    Shahid Ali Syyed
    On: Nov 08, 2019
  • Good plan full of features

    It has been a few months that i purchased this policy. I liked its features such as pre & post hospitalisation cover, day care procedure, new born baby cover, maternity cover, Ayurvedic treatment cover, etc. The best part is that these many features you get at an affordable premium rate. 

    T
    Trinath Charam Sethy
    On: Nov 08, 2019

9552 HDFC ERGO Cashless Network Hospitals in India

Choose HDFC ERGO Critical Illness Plan

FAQs

  • What are the types of plans offered by HDFC Ergo?

    HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.

  • Why should I buy health insurance by HDFC Ergo?

    HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

  • How to apply for and buy health insurance plans offered by HDFC Ergo?

    You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes. 

  • Is there a limitation on the entry age for buying HDFC medical insurance plans?

    The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

  • What is the customer care number of HDFC Ergo?

    The customer care number for HDFC Ergo is 022 6234 6234.

Claim Process at HDFC ERGO Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

HDFC ERGO Health Insurance Contact Details

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