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LIC Bima Jyoti Plan Life Insurance User Reviews

264 reviews Rate This
Claim Settlement Ratio98.62%
Customer Care8:00 AM to 8:00 PM
Death Benefit Paid For73,3809 Policies
Presence2048 Branches
Total Death Benefit Paid12797.85 Crore
Rating of LIC Bima Jyoti
Based on
5 User reviews
  • Happy with InsuranceDekho team

    I am quite satisfied with the team of InsuranceDekho. The experts helped me a lot while I was looking for an ideal savings plan. Due to their guidance, I was able to get the LIC of India- LIC Bima Jyoti issued

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    Rahul Kumar
    On: Aug 09, 2023
  • Buy Insurance From the Best

    I bought the LIC of India- LIC Bima Jyoti from InsuranceDekho. What an amazing insurance company. With a variety of plans, payment options, tracking, and downloading features, each and every service was fantastic. I'm definitely recommending the plan to everyone.

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    Vinay Rao
    On: Jul 19, 2023
  • Easy Steps

    Buying a life insurance plan from InsuranceDekho is so easy. So, I selected the LIC of India- LIC Bima Jyoti available on InsuranceDekho and then read about how to buy it. Overall, the process of purchasing a life plan was easy.

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    Saumya Shukla
    On: Jul 10, 2023
  • Networking skills

    I recently bought the LIC of India- LIC Bima Jyoti from InsuranceDekho and was very satisfied with the results. The networking skills were so good that it made it very easy for me to search for information.

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    Anita Shukla
    On: Jul 04, 2023
  • Access to Reputable Services

    Having a wide network of reputable service providers is essential when it comes to life insurance. The LIC Life Insurance Policy offers access to a diverse range of professionals, including lawyers, financial advisors, and grief counselors. It's reassuring to know that I can rely on a reliable network of experts to assist with important matters related to my policy and estate planning.

    Read More
    Siddhart Tiwari
    On: Jun 12, 2023

FAQ About LIC of India

  • Why should I choose the Life Insurance Corporation of India?

    Life Insurance Corporation of India is the oldest and one the largest insurance providers in India. Life Insurance Corporation provides a wide range of Term Insurance, Endowment, Money Back and Whole Life Plans. Life Insurance Corporation has featured a  high claim settlement ratio of 96.69% in the FY 2019-20.

  • What is the grace period of insurance plans offered by Life Insurance Corporation?

    LIC offers 15 days of grace period for the policies with monthly premium payment mode and 30 days for policies with quarterly/half-yearly/yearly premium payment mode.

  • Who receives the claim benefit?

    The claim benefit is payable to the nominee in case of an unfortunate demise of the life assured. In case the life assured has assigned the policy to someone, the assignee will be entitled to the benefits payable under the life insurance policy.

  • Can I file claims for LIC insurance plans online?

    To file a claim for Life Insurance Corporation insurance plans you need to visit the LIC branch office for claim intimation and assessment.

  • What are the types of Insurance plans offered by Life Insurance Corporation?

    Types of Life Insurance Corporation Insurance Plans are:

    • Term Insurance Plans
    • Endowment Plans
    • Whole Life Plans 
    • Money Back Plans.

Claim Process at LIC of India

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

LIC of India Contact Details

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