Edelweiss Tokio Life Insurance Plans

Edelweiss Tokio Life Insurance lays down a variety of insurance plans which include term insurance, investment, retirement, health, group and micro plans. These plans are designed to cater to the requirements of its vast clientele situated across India. Depending on their needs, customers can select their life insurance products.

Edelweiss Tokio Life Insurance Term Plans

Edelweiss Tokio Life Insurance offers 4 different types of term insurance plans, some of which are also available online.

• Edelweiss Tokio Life Zindagi Plus: Edelweiss Tokio Life Zindagi Plus is a customisable term insurance plan that provides life cover with additional cover to your spouse with a Better-Half benefit option. This plan offers a waiver of premium benefits to provide security against 35 critical illnesses. This plan offers a Top-Up benefit option under which you can increase the life cover of your life insurance on every policy anniversary.
• Edelweiss Tokio Life Saral Jeevan Bima: Edelweiss Tokio Life Saral Jeevan Bima policy is a very basic term insurance plan that offers you life cover and also offers financial protection to your family in case of your unforeseen demise.
• Edelweiss Tokio Life Simply Protect: Edelweiss Tokio Life Simply Protect is simple term insurance that is also available online. This plan offers life cover till 80 years of age. Edelweiss Tokio Life Insurance Simply Protect comes with 4 in-built life cover options that one can choose from according to their requirements.
• Edelweiss Tokio Life My Term Plus: Edelweiss Tokio Life My Term Plus is a limited pay term insurance plan that allows you to choose the premium paying term options of 5, 10, 15, and 20 years but enjoy insurance cover until you reach 85 years of age.
• Edelweiss Tokio Life Protection: Edelweiss Tokio Life Insurance Protection is a risk cover term insurance plan that provides financial security to your family after your demise. The customer can choose from the four rider options available to get enhanced cover.

Edelweiss Tokio Life Insurance Investment Plans

Edelweiss Tokio Life Insurance offers 12 investment plans which are as follows:

• Edelweiss Tokio Life GCap: Edelweiss Tokio Life GCap offers life cover along with guaranteed returns. This plan also offers guaranteed accrual additions. You can enhance the base coverage by adding riders in this plan.
• Edelweiss Tokio Life Wealth Secure+ : Edelweiss Tokio Life Wealth Secure+ is a unit linked insurance plan. This plan helps you save your earnings to ensure a financially secured future.
• Edelweiss Tokio Life Wealth Plus: Edelweiss Tokio Life Wealth Plus is a ULIP and offers life cover along wealth accumulation. Under this plan you get additional fund allocations from the first policy year.
• Edelweiss Tokio Life Wealth Gain+ : Edelweiss Tokio Life Wealth Gain+ is a ULIP that offers dual benefit of life cover and wealth accumulation at no additional cost.
• Edelweiss Tokio Life Active Income: Edelweiss Tokio Life Active Income plans offer life cover till 99 years of age. This plan also offers guaranteed income after the second policy year ends.
• Edelweiss Tokio Life Income Builder: Edelweiss Tokio Life Income Builder plan gives you guaranteed second income life cover. This plan has 2 payout options namely regular income and regular income plus lump sum.
• Edelweiss Tokio Life Wealth Ultima: Edelweiss Tokio Life Wealth Ultima provides wealth accumulation and life cover. This plan also offers financial support to fulfil your child's dream with the Little Champ benefit option.
• Edelweiss Tokio Life Single Pay Endowment Assurance: Edelweiss Tokio Life Single Pay Endowment Assurance is a limited payment endowment plan. This plan offers maturity benefits and enhanced life cover.
• Edelweiss Tokio Life POS Saral Nivesh: Edelweiss Tokio Life POS Saral Nivesh offers dual benefit of life cover and savings in one plan. This plan offers guaranteed benefits on your investment.
• Edelweiss Tokio Life Dhan Labh: Edelweiss Tokio Life Dhan Labh plan provides life cover and guaranteed benefits on plan maturity. Under this plan you will get assured additions from 13th Policy year
• Edelweiss Tokio Life Smart Lifestyle: Edelweiss Tokio Life Smart Lifestyle provides wealth accumulation with life cover. This plan also offers additional loyalty sum assured every 5 years.
• Edelweiss Tokio Life Wealth Premier: Edelweiss Tokio Life Wealth Premier is a single wealth accumulation plan that offers life cover to you and your family.

Edelweiss Tokio Life Insurance Retirement Plans

Edelweiss Tokio Life Insurance offers 4 retirement plans that help to save money for your retirement.

• Edelweiss Tokio Life CashFlow Protection Plus: Edelweiss Tokio Life Insurance Cash Flow Protection Plus is an endowment retirement plan that enables you to maintain the current standard of living after retirement by providing a regular tax-free income flow until the policyholder’s demise.
• Edelweiss Tokio Life Saral Pension: Edelweiss Tokio Life Saral Pension plan offers guaranteed income in your post retirement phase to ensure that you fulfil your requirements without any compromises.
• Edelweiss Tokio Life Easy Pension Plan: Edelweiss Tokio Life Insurance Easy Pension Plan is a unit-linked retirement plan to ensure a financially stable and happy retirement life.
• Edelweiss Tokio Life Forever Pension: Edelweiss Tokio Life Forever Pension plan is an annuity plan that offers immediate and deferred annuity. This plan also offers guaranteed income post retirement.

Edelweiss Tokio Life Insurance Health Plans

Edelweiss Tokio Life Insurance offers 2 health plans:

• Edelweiss Tokio Life Criticare Plus: Edelweiss Tokio Life Criticare Plus that is available online. It covers 17 critical illnesses and provides a lump sum benefit on the diagnosis of an acute disease. This option is available thrice on the diagnosis of three different medical conditions.
• Edelweiss Tokio Life COVID Shield+: Edelweiss Tokio Life COVID Shield+ plan provides financial assistance in case you are diagnosed with COVID-19 and require finances for treatment.

Edelweiss Tokio Life Insurance Group Plans

Edelweiss Tokio Life Insurance has six group insurance plans on offer that protects your employees and group members from financial insecurities.

• Edelweiss Tokio Life Group Credit Protection Plan: This group term insurance plan covers all types of loans such as home loan, personal loan, auto loans, credit card, etc. It protects against loan repayment default due to death.
• Edelweiss Tokio Life Group Employee Benefit Plus Life Insurance: This yearly renewable term policy provides employers with the financial security needed to satisfy employee needs such as gratuity, leave encashment, etc. Besides, it also offers death benefits to the insured member's family.
• Edelweiss Tokio Life Pradhan Mantri Jeevan Jyoti Bima Yojana: This insurance plan provides financial protection at an affordable premium of Rs 330 per annum.
• Edelweiss Tokio Life Group Life Protection: This one-year renewable term life insurance plan provides financial security to the insured's family member in the unfortunate event of his/her death and also covers terminal illnesses. The Master Policyholder can choose any of the two options, Death benefit or Death benefit with a terminal illness.
• Edelweiss Tokio Life Group Total Secure: This unique group insurance policy provides comprehensive cover against death, disability, illness, and loan liabilities to the members of the Master Policy Holder.
• Edelweiss Tokio Life Group Wealth Accumulation: This ULIP provides fund management for employee benefit schemes, including gratuity, leave encashment, etc. Besides, it also includes term cover of Rs 1,000 payable on the death of the insured member.

Edelweiss Tokio Life Insurance Micro Plans

Edelweiss Tokio Life Insurance offers two micro-insurance policies to cater to the needs of its rural clients.

• Edelweiss Tokio Life Jan Suraksha: Edelweiss Tokio Life Insurance offers this group micro term insurance plan to provide insurance cover against the death of the insured member.
• Edelweiss Tokio Life Raksha Kavach: This regular micro term insurance plan provides insurance cover against the unfortunate death of the insured person. It comes in lower ticket sizes with two payment options, single premium, and regular payment.