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ULIP Calculator

ULIP calculator is an online tool that helps an investor to determine the maturity income based on the capital invested and anticipated returns. One can also use an ULIP plan calculator to compare several unit linked insurance plans according to your requirements and expected returns.

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It is a form of investment which gives you guaranteed returns mentioned while investing along with life coverage.

  • You Invest

    1 Lakh p.a.
    10 years
  • You GET Tax Free

    27.3 Lakh
    20 years
  • You Invest

    1 Lakh p.a.
    10 years
  • You GET Tax Free

    27.1 Lakh
    20 years

ULIP Calculator

A ULIP (Unit Linked Investment Plan) is a combination of insurance and investment. Because the product is dual, a portion of the ULIP premium goes toward life insurance, while the rest is placed in a wealth-building investment fund. Many long-term goals, such as retirement, early education, a future home, and creating a capital, can be met using ULIPs. When it comes to comparing insurance products for wealth creation, cost and returns are the most important factors to consider. The finest tool for simplifying your comparison and purchasing procedure is the ULIP calculator. It is a tool created specifically to assist investors in determining the maturity income based on their anticipated future invested capital and returns. The ULIP calculator can also be used to compare different ULIP insurance depending on their return.

Furthermore, some ULIP calculators allow you to evaluate different ULIP plans based on their returns in order to find the best one. With the use of a ULIP calculator, a person can choose the ULIP plan that provides the best return on investment.

Why To Use ULIP Calculator?

ULIP calculators are a useful tool for making informed investment decisions. ULIP calculators let you evaluate the worth of your ULIP investment based on the premium, terms in office, and other information you provide. It assists you in comparing results and making an informed decision depending on your investment objective, risk tolerance, and affordability.

Steps To Use ULIP Calculator

A basic approach must be followed to determine the returns on ULIP plans using the ULIP calculator. The following is a step-by-step guide on utilising the ULIP calculator.

  • Log in to any genuine website to get the access of an online free calculator.
  • When you visit the ULIP calculator page, you will be required to provide basic information such as your name, date of birth, gender, contact information such as your email address, mobile number and smoking habits.
  • After entering the personal details, Select the premium amount or the amount of money you want to invest in a ULIP. Consider the premium amount reasonable and reasonable when putting it in.
  • Select the premium frequency option. Throughout the policy's term, the amount you desire to invest must be paid on a monthly/quarterly/half-yearly/yearly (as determined by the premium payment style you choose) basis.
  • The next step is to decide how long you want to invest in a ULIP. Choose the time term for which you wish to invest in a certain ULIP plan wisely.
  • A ULIP allows you to select the investment fund of your choice (mix of debt, fixed income and equity in various proportions). Make sure to select the appropriate investment fund based on your risk tolerance, investment goals, and market trends.
  • To acquire the estimated return details on the desired ULIP plan, go to the "calculate" tab. You can also compare multiple ULIP plans using this tool.

Features of ULIP Calculator

Following are some of the key features of using ULIP Calculator-

  • Tool for planning: When it comes to organising your money and deciding whether or not to invest in ULIP plans, an online ULIP calculator can be a useful tool. It supports you in determining which investment vehicle best meets your needs depending on your appetite for risk and investment goals.
  • Transparency: The ULIP calculator's main feature is transparency. Unlike most investment products, the ULIP calculator provides transparent and detailed fund details, allowing investors to compute the actual amount of their investment gains.
  • Flexibility: The online ULIP calculator gives you the most flexibility in selecting how much to spend in a ULIP. The ULIP calculator allows you to adjust the premium amount and policy duration to determine the expected future investment value depending on your budget, desire, economic objective, and personal choices.
  • Safe Investment: It helps customers in making a secure investment by examining the fund's possibilities and then focusing on a specific fund.
  • Complete decision-making authority: You can have full control and transparency over your investment choices since you can evaluate various combos of payments and policy tenures (based on need, tastes, and budget) to determine the future approximate price of ULIP investment.

Benefits of ULIP Calculator

Investors can benefit from online ULIP calculators in a variety of ways, let's look at a few of them.

  • Using a ULIP calculator, you may make an informed and reasonable investment decision
  • By properly using a ULIP calculator, you may predict the future worth of ULIP plans and evaluate them on the basis of cost and return.
  • ULIP calculators can help you strategize investments based on your age, financial goals, and risk appetite.
  • Because it is simple to use, easy to access, and free, the ULIP calculator can assist you in making better financial decisions.

How To Use ULIP Calculator?

ULIP calculators are straightforward and straightforward to use. You only need to give basic information such as names, age, contact information, premium amount, desired duration, and fund selection, among other things. The ULIP calculator can assist you in calculating the expected return on your chosen ULIP investment.

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