Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

How To Get Good Returns on Investments?

Published On Jul 27, 2021

An investment you make should be able to financially support you through the troughs in life. It must be able to help you with your financial goals, necessities, and time-bound goals. The money must be available as and when required.

The advantages of investing in the right place include the following:-

  • Through investing, you will be able to understand what your net worth is.
  • Effective management of finances.
  • Understanding the right places to invest.
  • Self-dependency increases.
  • Understanding better about assets.
  • Evasion of debts.

5 Ways To Get Good Returns on Your Investment

To get good returns, we must pick suitable options for investing. Some such options are:-

  • Child Plans

Child Plans are a great way to invest for saving money for a child. They come with many benefits and help the child financially in times of crisis. When the parent or the guardian of the child suddenly dies or an accidental permanent disability occurs, the child is financially taken care of. In the case of the death of the guardian, the child receives annual payments after the year of demise. This is a great way to save money for the child’s future as when the plan matures, the child will receive financial support for college fees or their marriage expenses.

  • Sukanya Samriddhi Account

One of the reputed child plans to invest in is the Sukanya Samriddhi Account. It helps build a foundation for your child’s education and save for emergencies. The interest rate of this scheme is 8.5% and is tax-free. This plan can be considered only if you have a girl child. The tax benefit under 80C of the Income Tax Act is also available on this plan. This plan helps to save for the higher education of the child, for their marriage, and any necessities. One drawback of this scheme is that the interest rates are revised from time to time.

  • Investment in Gold 

Another way of saving and getting good returns is by investing in gold. Buying gold for your child is like having a liquid asset. This does not have to be physical gold. The most advisable option is through the gold ETFs since there is no extra charge for lockers and storage. If you invest in electronic form, there is no need to worry about theft. Investing in small amounts each month can get you a large sum in the end. In recent years, gold has generated better returns than most asset classes. There is but one disadvantage to this system. While selling the gold, you will have to pay capital gains tax.

  • Fixed Deposits

In India, people generally choose fixed deposits to save money. They are a safe investment option, offer good returns, and are easy to open. A fixed deposit is when you deposit a large sum of money into your bank for a set period at a set rate of interest. You will receive the amount you invest along with compound interest at the end of the term.

  • Mutual Funds

Small and individual investors have access to professionally managed portfolios of stocks, and other assets. The fund’s gains and losses are shared among the stakeholders proportionally. Mutual funds invest in a wide range of assets, and their success is often measured by the change in the fund’s total market capitalization, which is calculated by combining the performance of the underlying investments. 


While investing, we expect it to financially support us in the rough parts of our lives. The most help we get depends upon the returns we get from what we invest. There are many ways to gain good returns on investments. Investing in plans like child plans, Sukanya Samriddhi, Gold savings, Fixed deposits, and Mutual Funds is considered a smart move. They are some of the effective ways to gain good returns and do justice to your investments in child plans.

Also read 

Key Features of Child Insurance Plans

All About LIC’s New Children's Money Back Plan

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.       

Popularly Opted Term Insurance Sum Assured

People Also Read

Must BuyMust Buy

Why to Buy Life Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers
Find the right life insurance for you
By clicking, I agree to *terms & conditions  and privacy policy.
Find the right life insurance for you
By clicking, I agree to *terms & conditions  and privacy policy.