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All About Bharti AXA Hospi Cash Rider

The Bharti AXA Hospi Cash Rider is an insurance rider providing financial cover for your hospital costs. It offers a fixed payout to cover daily hospitalisation expenses. There is also a payout that can be in a lump sum, in case of surgery or a fixed benefit amount if the policyholder is in the Intensive Care Unit. These benefits are a great way to cover the high expenses that hospitalisation often incurs.

Riders like these are available at low prices to make your base insurance plan more robust. You can avail of these benefits as and when required.

Eligibility for the Bharti AXA Hospi Cash Rider

Firstly, you must ensure you have the required criteria needed to purchase the Bharti AXA Hospi Cash Rider. Here are the basic eligibility criteria:

Criteria Eligibility 

Entry Age

Minimum- 91 days

Maximum- 65 years

Maximum Maturity Age

85 years

Premium Payment Term

Regular Premium

Premium Payment Frequency

Monthly, quarterly, half-yearly, yearly

Policy Term till Age

75 years

Benefits By the Bharti AXA Hospi Cash Rider

The Bharti AXA Hospi Cash Rider provides several important benefits to their policyholders. Take a look at them below:

1. Daily Hospital Cash Benefit

Under this benefit, the Bharti AXA Hospi Cash Rider provides a daily benefit to cover the hospitalisation costs of the policyholder. It is a fixed amount that is regardless of the actual costs incurred during hospitalisation.

2. Intensive Unit Care Benefit

If the policyholder is under Intensive Unit Care, they are eligible to receive this benefit. This benefit is also a fixed amount and is double the Daily Hospital Cash Benefit. It is paid out on a daily basis during the days when the policyholder is in the ICU.

3. Surgical Hospitalisation Benefit

This is a lump sum payout. It is given out if the policyholder requires any medically approved and verified surgery. If multiple surgeries are necessary at the same time, the one for which the expenses are the highest is paid for.

4. Tax Benefits

The Bharti AXA Hospi Cash Rider can get tax benefits under Section 80D of the Income Tax Act of India. This is not permanent and is subject to change according to the government laws and regulations. 

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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.   

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