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May 2025 Health Insurance Plans for 45 To 59 Years Old

No matter what your age is, you can always buy a health insurance plan for yourself with InsuranceDekho. Individuals who are 45 To 59 Years of age can easily select the best health insurance plan which has coverage of 5 Lacs and starting premium of 8,680 / Year. So, scroll through the section to know more about these plans.

5 Plans found in Rs. 5 Lakh Cover
Sort by : Relevance down-arrow
  • Relevance
  • Premium: Low to High
  • Hospitals: High to Low
Star Health

Comprehensive Individual

Personal Accident cover at no additional cost

It provides coverage to existing diseases after 1 year subject to medical underwriting

  • Cashless Hospitals288
  • Cover5 Lac
Inc. 5% off*
From ₹9,776 / Year
85.80 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

View 2 more plans from Star Health
Star Health

Comprehensive with PED Buy Back

Existing disease covered after 1 year

It provides coverage to existing diseases after 1 year subject to medical underwriting

  • Cashless Hospitals288
  • Cover5 Lac
Inc. 5% off*
From ₹12,710 / Year
85.80 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

Star Health

Smart Health Pro

100% claim amount will be paid by Insurer

You do not have to pay anything out of your pocket. Complete claim amount will be paid by the insurer.

  • Cashless Hospitals288
  • Cover5 Lac
Inc. 10% off*
From ₹9,166 / Year
85.80 % claim settlement ratio
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 50% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%

Care Health

Care Freedom

Covers critical diseases

This plan is ideal if you have more than 4 existing diseases, chances of policy approval is higher

  • Cashless Hospitals132
  • Cover5 Lac
From ₹8,680 / Year
93 % claim settlement ratio
  • Twin sharing room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • Zero no claim bonus

    For every claim free year, the insurance company would increase base sum insured by this amount

View 1 more plans from Care Health
Care Health

Care Freedom with Health Check Plus

  • Cashless Hospitals132
  • Cover5 Lac
From ₹8,680 / Year
93 % claim settlement ratio