Buy 3 Lakh Sum Insured Health Insurance Plans in 2026

With InsuranceDekho, you can find a number of health insurance plans for 3 Lakh Sum Insured. The health insurance plans listed below are from the top health insurance companies such as Niva Bupa, Star Health Insurance, Care Health Insurance, HDFC ERGO and more which have claim settlement ratios upto 99% respectively. So, ensure protection for yourself and your loved ones with these health insurance plans that have a starting premium of 3,085 / Year.

Top Hospitals Name	Address
Apollo Hospital	Sarita Vihar, Delhi
Sir Ganga Ram Hospital	Old Rajendra nagar, Delhi
Max Hospital Patpargani	Patpargani, Delhi
BLK Hospital Delhi	Pusa Road, Delhi
Fortis La Femme	Shalimar Bagh, Delhi

1 Plans found in Rs. 3 Lakh Cover

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Hospitals: High to Low

Reliance

Health Gain Plus

Get upto 30% additional discounts

Get additional discounts like Female proposer and Girl child discount, Healthy Life discount, long term discount, etc.

Cashless Hospitals348

Cover₹5 Lac

Inc. 10% off*

From ₹3,085 / Year

99.90 % claim settlement ratio

No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
33% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 33.33% upto maximum of 100% of base sum insured

Maximize Your Benefits

9 Add-ons

Buy 3 Lakh Sum Insured Health Insurance Plans in 2026

Top Hospitals Name

Address

Health Gain Plus