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Home Health InsuranceHealth Insurance Plans for Self And Spouse Cover in Lucknow

Health Insurance Plans for Self And Spouse Cover in Lucknow

There are 36 plans available for Family for 5 Lakhs sum insured in Lucknow. These include plans from the companies like Star Health, Care Health, Niva Bupa and would ensure a healthy and financially protected future for you and your family. These plans ensure that you get cashless treatment at up to 115 hospitals across India as well as claim settlement ratios up to 95%. To know more about health insurance plans, please select a suitable plan from the list below.

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36 Plans found in Rs. 5 Lakh Cover
Sort by : Relevance down-arrow
  • Relevance
  • Premium: Low to High
  • Hospitals: High to Low
Aditya Birla

Activ Assure – Diamond

Upto 30% of premium as health return

Get upto 30% of your premium as HealthReturns. Use it to pay for renewal premium, medicine or diagnostic tests.

  • Cashless Hospitals106
  • Cover₹5 Lac
From₹9,066 / Year
94 % claim settlement ratio
  • 10% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 50%

  • 150% restoration benefits

    Facility to restore your balance sum insured up to 150% of the base sum insured (max 50 lakhs) once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by 2.5X at no extra price

View 4 more plans from Aditya Birla
Aditya Birla

Active Health Platinum - Essential

Chronic illness covered from Day 1

Get Day 1 cover for Chronic Illnesses like Diabetes, High Cholesterol, High Blood Pressure & Asthma

  • Cashless Hospitals106
  • Cover₹5 Lac
From₹5,092 / Year
94 % claim settlement ratio
  • 10% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%

  • No restoration benefits

    Facility to restore your balance sum insured in a policy year. This is a great way to increase your SI at no extra price

Aditya Birla

Activ Assure – Diamond with Super NCB

Additional 50% of coverage every year
  • Cashless Hospitals106
  • Cover₹5 Lac
From₹9,973 / Year
94 % claim settlement ratio
  • 60% no claim bonus
  • 150% restoration benefits

    Facility to restore your balance sum insured up to 150% of the base sum insured (max 50 lakhs) once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by 2.5X at no extra price

Aditya Birla

Activ Assure – Diamond with Super UAR

Reload your Coverage unlimited times

On claim if SI gets utilized, then your coverage will be restored for no extra cost. You can claim this coverage again for illness except for which the claim has already been placed.

  • Cashless Hospitals106
  • Cover₹5 Lac
From₹9,438 / Year
94 % claim settlement ratio
  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 150% of the base sum insured (max 50 lakhs) once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by 2.5X at no extra price

Aditya Birla

Active Health Platinum - Enhanced

BP and Diabetes covered from day 1

Hospitalisation due to illness related to diabetes will be covered from day 1 i.e. no waiting period. This plan is specifically designed for diabetes patients. If you have a chronic Diabetes, this is one of the very few plans available for you.

  • Cashless Hospitals106
  • Cover₹5 Lac
From₹7,684 / Year
94 % claim settlement ratio
  • 50% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Niva Bupa

Reassure

Health checkup from 1st day of policy
  • Cashless Hospitals87
  • Cover₹5 Lac
From₹11,619 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 50% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

View 13 more plans from Niva Bupa
Niva Bupa

Reassure + Safeguard

Claims on non-payable items covered

Non-payable items paid up to sum insured.

  • Cashless Hospitals87
  • Cover₹5 Lac
From₹12,782 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 50% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Niva Bupa

Health Pulse

  • Cashless Hospitals87
  • Cover₹5 Lac
Inclusive of 5% online discount*
From₹8,218 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
  • 10% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Niva Bupa

Health Premia Gold

Maternity and new born worldwide coverage

Coverage of expenses upto 2 deliveries after a waiting period of 2 years.

  • Cashless Hospitals87
  • Cover₹10 Lac
From₹23,272 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 10% of SI no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Niva Bupa

Reassure (Direct)

Health checkup from 1st day of policy
  • Cashless Hospitals87
  • Cover₹5 Lac
Inclusive of 5% online discount*
From₹11,039 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 50% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Niva Bupa

Health Premia Silver

Maternity and new born worldwide cover

Coverage of expenses upto 2 deliveries after a waiting period of 2 years.

  • Cashless Hospitals87
  • Cover₹5 Lac
From₹16,998 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 10% of SI no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Niva Bupa

Reassure (Direct) + Safeguard

  • Cashless Hospitals87
  • Cover₹5 Lac
From₹12,142 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa

Reassure 2.0 Titanium+ + Safeguard

  • Cashless Hospitals87
  • Cover₹5 Lac
From₹12,972 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 100% no claim bonus

    The unutilised base Sum Insured gets carried forward to the next policy year, maximum up to 10 times of base Sum Insured.

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Niva Bupa

Reassure 2.0 Platinum+ (Direct)

  • Cashless Hospitals87
  • Cover₹5 Lac
Inclusive of 5% Online discount*
From₹11,000 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa

Reassure 2.0 Titanium+ (Direct)

  • Cashless Hospitals87
  • Cover₹5 Lac
Inclusive of 5% Online discount*
From₹11,203 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa

Reassure 2.0 Platinum+ (Direct) + Safeguard

  • Cashless Hospitals87
  • Cover₹5 Lac
From₹12,100 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa

Reassure 2.0 Titanium+ (Direct) + Safeguard

  • Cashless Hospitals87
  • Cover₹5 Lac
From₹12,323 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa

Reassure 2.0 Titanium+ (Direct) + Safeguard Plus

  • Cashless Hospitals87
  • Cover₹5 Lac
From₹12,883 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa

Reassure 2.0 Platinum+ (Direct) + Safeguard Plus

  • Cashless Hospitals87
  • Cover₹5 Lac
From₹12,651 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
ICICI Lombard

Health AdvantEdge

Unlimited tele consultation

Tele consultations and recommendations for common health issues by a qualified Medical Practitioner or health care professional.

  • Cashless Hospitals115
  • Cover₹5 Lac
From₹9,114 / Year
93.10 % claim settlement ratio
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 20% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Manipal Cigna

Lifetime India

Modern and advanced treatments covered
  • Cashless Hospitals57
  • Cover₹50 Lac
From₹16,325 / Year
89.43 % claim settlement ratio
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • Zero no claim bonus

    For every claim free year, the insurance company would increase base sum insured by this amount

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

View 6 more plans from Manipal Cigna
Manipal Cigna

Pro Health Protect

OPD benefit up to Rs. 500
  • Cashless Hospitals57
  • Cover₹5.5 Lac
From₹10,262 / Year
89.43 % claim settlement ratio
  • 5% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 5% upto maximum of 200%

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Manipal Cigna

Pro Health Plus

Maternity & new born expense covered
  • Cashless Hospitals57
  • Cover₹5.5 Lac
From₹13,478 / Year
89.43 % claim settlement ratio
  • No room rent limit

    In case of hospitalisation, the insurance company would provide coverage for all types of rooms (except Suite or higher category)

  • 10% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 200%

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Manipal Cigna

Pro Health Plus with Maternity Waiting Reduction

  • Cashless Hospitals57
  • Cover₹5.5 Lac
From₹23,378 / Year
89.43 % claim settlement ratio
  • No room rent limit

    In case of hospitalisation, the insurance company would provide coverage for all types of rooms (except Suite or higher category)

  • 10% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 200%

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Manipal Cigna

Pro Health Protect with Cumulative Booster

  • Cashless Hospitals57
  • Cover₹5.5 Lac
From₹11,494 / Year
89.43 % claim settlement ratio
  • 25% Max up to 200% no claim bonus
  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Manipal Cigna

Pro Health Plus with Cumulative booster

Health checkup available
  • Cashless Hospitals57
  • Cover₹5.5 Lac
From₹15,095 / Year
89.43 % claim settlement ratio
  • No room rent limit

    In case of hospitalisation, the insurance company would provide coverage for all types of rooms (except Suite or higher category)

  • 25% Max up to 200% no claim bonus
  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Manipal Cigna

Pro Health Accumulate

Ambulance expense upto 2000/event covered
  • Cashless Hospitals57
  • Cover₹5.5 Lac
From₹18,683 / Year
89.43 % claim settlement ratio
  • 5% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 5% upto maximum of 200%

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Care Health

Care Freedom

Annual free health check up (all adults)

Annual health check-up for all insured members covered as adults

  • Cashless Hospitals56
  • Cover₹5 Lac
From₹9,150 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
  • Twin sharing room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • Zero no claim bonus

    For every claim free year, the insurance company would increase base sum insured by this amount

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

View 5 more plans from Care Health
Care Health

Care Plus Youth

Includes Personal Accident cover

Personal accident plan with accidental death cover for family and permanenet disablement cover for specified disability suffered

  • Cashless Hospitals56
  • Cover₹5 Lac
5% Online + 10% Early bird discount*
From₹14,183 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
  • 50% no claim bonus

    Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 200% of Sum Insured.

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Care Health

Care Plus Youth + Smart Select

15% discount on selected network hospitals
  • Cashless Hospitals56
  • Cover₹5 Lac
5% Online + 10% Early bird + 15% ...*
From₹12,056 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
  • 50% no claim bonus

    Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 200% of Sum Insured.

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Care Health

Care Plus Youth + Maternity and New Born Cover

Maternity (normal+C section) expense covered

Expenses related to hospitalisation due to maternity will be covered after 2 years. Normal and C section: Rs.15,000, SI upto 5 lakh Normal and C section: Rs. 25000, SI > 5 lakh.

  • Cashless Hospitals56
  • Cover₹5 Lac
5% Online + 10% Early bird discount*
From₹15,593 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
  • 50% no claim bonus

    Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 200% of Sum Insured.

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Care Health

Care Plus Youth + International Second Opinion

2nd opinion from a practitioner outside India

Before going ahead for major illness or injury treatment, you can avail second opinion from a medical practitioner outside India.

  • Cashless Hospitals56
  • Cover₹5 Lac
5% Online + 10% Early bird discount*
From₹14,908 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
  • 50% no claim bonus

    Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 200% of Sum Insured.

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Care Health

Care Classic

  • Cashless Hospitals56
  • Cover₹5 Lac
From₹13,424 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
New India Assurance

Aarogya sanjeevani

No Pre-Acceptance Medical Checkup
    • Cover₹5 Lac
    From₹14,944 / Year
    92.68 % claim settlement ratio
    • Room rent upto 2% of SI

      In case of hospitalisation, the insurance company would cover room rent upto 2% of Cover Value with a maximum limit of Rs. 5000 per day

    • 5% no claim bonus

      For every claim free year, the insurance company would increase base sum insured by 5% upto maximum of 50%

    • No restoration benefits
    View 1 more plans from New India Assurance
    New India Assurance

    New India Floater Mediclaim

    New Born Baby cover
      • Cover₹5 Lac
      From₹9,540 / Year
      92.68 % claim settlement ratio
      • Room rent upto 1% of SI

        In case of hospitalisation, this is the room coverage provided by the insurance company

      • 25% no claim bonus

        For every claim free year, the insurance company would increase base sum insured by 25% upto maximum of 50%

      • 100% restoration benefits

        Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

      Royal Sundaram

      Lifeline Supreme

      Rs. 2000 hospitalisation daily cash
      • Cashless Hospitals4
      • Cover₹5 Lac
      From₹6,911 / Year
      • No room rent limit

        In case of hospitalisation, this is the room coverage provided by the insurance company

      • 20% no claim bonus

        For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%

      • 100% restoration benefits

        Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price