Health Insurance Plans Pre-Existing Diseases
A lot of individuals are suffering from diseases like hypertension, thyroid, diabetes, asthma. These chronic diseases are not just an emotional stress but also bring financial instability. Earlier, health insurance companies covered pre-existing diseases with a waiting period of 2-3 months, however, now most of them cover these diseases from day one. Check out the most suitable plans listed below curated by InsuranceDekho’s experts.
- Relevance
- Premium: Low to High
- Hospitals: High to Low

Comprehensive Individual
Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.
- Single Private A/C Room
In case of hospitalisation, this is the room coverage provided by the insurance company
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Care Freedom
Annual health check-up for all insured members covered as adults
- Twin sharing room
In case of hospitalisation, this is the room coverage provided by the insurance company
- Zero no claim bonus
For every claim free year, the insurance company would increase base sum insured by this amount
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price