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HomeHealth InsuranceBuy 10 Lakh Sum Insured Health Insurance Plans in 2024

Buy 10 Lakh Sum Insured Health Insurance Plans in 2024

With InsuranceDekho, you can find a number of health insurance plans for 10 Lakh Sum Insured. The health insurance plans listed below are from the top health insurance companies such as Niva Bupa, Star Health Insurance, Care Health Insurance, HDFC ERGO and more which have claim settlement ratios upto 97% respectively. So, ensure protection for yourself and your loved ones with these health insurance plans that have a starting premium of 7,711 / Year.

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9 Plans found in Rs. 10 Lakh Cover
Sort by : Relevance down-arrow
  • Relevance
  • Premium: Low to High
  • Hospitals: High to Low
Star Health

Comprehensive Individual

Personal Accident cover at no additional cost

Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.

  • Cashless Hospitals288
  • Cover₹10 Lac
Inclusive of 5% Online discount*
From ₹10,902 / Year
89.90 % claim settlement ratio90% Cashless claim settlement within 2 hrs**
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

View 1 more plans from Star Health
Star Health

Comprehensive with PED Buy Back

Personal Accident cover at no additional cost

Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.

  • Cashless Hospitals288
  • Cover₹10 Lac
Inclusive of 5% Online discount*
From ₹13,082 / Year
89.90 % claim settlement ratio90% Cashless claim settlement within 2 hrs**
  • Single Private A/C Room

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Care Health

Care Plus Youth

Includes Personal Accident cover

Personal accident plan with accidental death cover for family and permanenet disablement cover for specified disability suffered

  • Cashless Hospitals132
  • Cover₹10 Lac
5% Online + 10% Early bird discount*
From ₹11,755 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
  • 50% no claim bonus

    Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 200% of Sum Insured.

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

View 2 more plans from Care Health
Care Health

Care Plus Youth + Smart Select

15% discount on selected network hospitals
  • Cashless Hospitals132
  • Cover₹10 Lac
5% Online + 10% Early bird + 15% ...*
From ₹9,992 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
  • 50% no claim bonus

    Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 200% of Sum Insured.

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Care Health

Care Plus Youth + International Second Opinion

2nd opinion from a practitioner outside India

Before going ahead for major illness or injury treatment, you can avail second opinion from a medical practitioner outside India.

  • Cashless Hospitals132
  • Cover₹10 Lac
5% Online + 10% Early bird discount*
From ₹12,480 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
  • 50% no claim bonus

    Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 200% of Sum Insured.

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Kotak Mahindra

Kotak Health Premier – Total

  • Cashless Hospitals282
  • Cover₹10 Lac
From ₹7,711 / Year
97 % claim settlement ratio35 mins Cashless Claim Processing**
  • 10% no claim bonus
  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

View 2 more plans from Kotak Mahindra
Kotak Mahindra

Kotak Health Premier – Elite

  • Cashless Hospitals282
  • Cover₹10 Lac
From ₹10,137 / Year
97 % claim settlement ratio35 mins Cashless Claim Processing**
  • 10% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Kotak Mahindra

Kotak Health Premier – Edge

  • Cashless Hospitals282
  • Cover₹10 Lac
From ₹8,790 / Year
97 % claim settlement ratio35 mins Cashless Claim Processing**
  • 10% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Universal Sompo

Complete HealthCare Insurance - Digi-Pro

  • Cashless Hospitals404
  • Cover₹10 Lac
From ₹9,676 / Year