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Everything You Must Know About Post Office PPF Calculator

Published On Feb 22, 2022

The Public Provident Fund is a government-backed investing system that is both efficient and low-risk. It enables you to make tiny contributions to your retirement savings during your working years and develop a corpus for the future. You can put the money to good use in your latter years and live a financially secure existence. A 15-year lock-in period is required for the post office PPF. You cannot close your PPF account during these years. However, starting in the seventh year, you can only use a portion of your collected corpus for particular causes, such as severe disease treatment. Because of its attractive interest rate and tax benefits, post office PPF has become a favourite choice for many investors over the years. However, how can you determine the maturity value of your post office PPF investment? This is when the PPF calculator from the Post Office comes in handy.

Everything You Must Know About Post Office PPF Calculator

What Is A PPF Calculator From The Post Office?

PPF Calculator is a simple and useful tool that can assist you in performing PPF investment-related calculations. Using the post office PPF calculator, you may calculate the year-by-year returns you can expect from your PPF investment depending on your contributions. You can also determine the investment's actual maturity value. You can be more educated about your investment and make better judgments if you complete your calculations.

How Does the Post Office PPF Calculator Work?

It is simple to use the PPF calculator. You don't need any prior experience or technical knowledge to use it; the tool is self-explanatory. You must input the following information:

Term of the PPF

The minimum period of investment in a post office PPF is 15 years. Furthermore, the maximum period is 50 years.

Deposit frequency

When you invest in a post office PPF, you can determine the frequency of your deposits. You can fund your PPF account monthly, quarterly, semi-annually, or annually.

Amount of the deposit

You can begin investing in PPF with as little as Rs. 100 and deposit a minimum of Rs. 500 per year. The deposit quantity can be chosen at your leisure, but it must be updated in accordance with the deposit frequency For example if you choose a monthly deposit and want to deposit Rs. 1000, you must put Rs. 12,000 into the calculator.

interest rate

The post office interest rate may alter in accordance with government directives. The interest rate can be simply checked online. After entering the above-mentioned date into the calculator, click the 'calculate' or 'compute' button. You will receive PPF-related information right away, such as the interest earned, maturity amount, and total PPF investment amount.

Advantages of Using the PPF Calculator at the Post Office

1. It allows you to have a good notion of how much money you can make from your PPF account investment.
2. By conducting the calculations manually while calculating the PPF maturity value, interest earned, amount invested, and so on, the post office calculator saves a lot of time. It also reduces the chance of calculating errors due to human error.
3. It allows you to keep track of your overall investments over the course of a fiscal year.


As a result, a post office PPF calculator is a helpful tool for determining whether or not to invest in a public provident fund.

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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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