What if You Have Lost Your Two Wheeler Insurance Documents?
The two-wheeler insurance is a must to possess documents while driving on road, to avoid legal trouble. If the document is lost, it is quite easy to recover it, in both offline and online methods.
It is mandatory to have a driving license, two-wheeler insurance document, and registration certificate at all times while driving the two-wheeler on road. Failing to do this is considered an offense according to the Motor Vehicles Act and attracts penalty. Apart from buying at least a third-party liability insurance, two-wheeler owners should ensure that they keep it safe and produce it on demand. The best preventive measure is to preserve a digital copy of this document on the mobile phone.
How To Get Duplicate Bike Insurance Document
Two-wheeler insurance is an important legal document that specifies the terms between the bike insurance company and the insured. If this document is lost, it is possible to recover it in both online and offline methods.
1. Downloading a Duplicate Bike Insurance Copy Online
Those who have purchased two wheeler insurance online can easily download a duplicate copy of the bike insurance as well. While applying for the insurance online, the insurance company would have sent a copy of the insurance to their registered email, and it can easily be recovered from there. To download the duplicate bike insurance copy online, one has to follow these steps.
- Visit the website of the insurance provider
- Choose the type of the policy
- Enter the policy details as required, including the policy number
- It might be required to verify one’s identification number
- After verification, it will be possible to view, print, and even download the bike insurance policy document.
2. Getting a Duplicate Bike Insurance Copy Offline
Getting a duplicate bike insurance copy offline is also an easy process by following these steps.
a. Get the Insurer Informed
Informing the insurance company is the first thing to be done in case one has misplaced their two-wheeler insurance copy. Informing them early will equip them to process the issuance of a new insurance copy. The best way to inform them is to write an email to them or to contact their toll-free number.
b. File an FIR copy
Filing an FIR copy with the nearest police station is the second thing to do and this FIR copy has to be sent to the insurance company along with the application for issuing the duplicate insurance copy.
c. Sign an Indemnity Bond
It might be required to sign an indemnity bond on a stamp paper with the insurer to obtain a duplicate insurance copy. The bond should have the complete name and signature of the witnesses and has to be submitted to the insurance company.
d. Publish an Advertisement
After losing the bike insurance copy, an advertisement can be published in the local newspaper along with the name, the insurance policy number, and the insurance company.
Also, Read
Two Wheeler Insurance Comparison - Importance, Steps and More
IRDAI Guidelines For Bike Insurance Policies In India
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
