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How to Buy Insurance for Maruti Suzuki Ertiga via InsuranceDekho
Maruti Suzuki Ertiga Summary
Maruti Suzuki Ertiga is a MUV (Multi Utility Vehicle) with a robust body, spacious cabin and smooth ride quality. It is considered a value for money product due to its engine capacity of 1,462 cc and mileage of up to 18 kmpl and up to 26.8 km/kg. It is available in petrol and CNG variants with manual and automatic transmission. It comes in 7 variants and 5 different colours. The Ertiga is equipped with a diverse range of security features such as central locking, anti-lock braking system, anti-theft alarm, engine check warning, hill assist and many more.
Maruti Suzuki Ertiga Car Insurance
It is mandatory to own at least a third party car insurance plan, according to the Indian Motor Tariff. This is a policy cover which holds the minimum coverage that shields you against the financial liabilities towards a third party, which may occur due to an accident involving your car. To drive without an active car insurance policy is a punishable offence which can make you pay a fine of Rs. 2,000 and/or attract an imprisonment of up to 3 months.
Types of Insurance Cover
1. Third Party Cover
This is insurance coverage, which you at least required to own. It protects you against the financial losses incurred by the third party for bodily injury, death or property damage occurred due to an accident involving your car. The is a basic insurance policy that compensates for the expenses of property damage of up to Rs. 7.5 lakh.
2. Standalone Own-Damage Cover
This is an insurance plan to cover the expenses that may arise due to damage or any loss incurred by your car in a mishap or an accident.
3. Comprehensive Cover
This is an insurance policy which protects you against financial accountability that may occur due to third party expenses and own-damages, which may arise due to an accident or an unforeseen incident involving your car.
How to Buy Insurance for Maruti Suzuki Ertiga from Insurance Dekho
Visit the website of Insurance Dekho and find all the car insurance-related solutions. Follow the below steps and get a car insurance coverage for your Maruti Suzuki Ertiga:
Step 1: Visit InsuranceDekho’s website, i.e., www.insuancedekho.com
Step 2: Fill the number of your car in the “get your quote” segment. If you do not have a car number, you can also enter details like car brand, car model, fuel type, a variant of the car, registration year, registration location, etc., to get the quotes.
Step 3: Fill your name and mobile number to get the quotes for car insurance policies
Step 4: Select a car insurance quote according to your budget and requirements
Step 5: Payment for the chosen insurance policy and receive its documents through email.
Maruti Ertiga Variants
|Variant Name||Fuel Type||Ex-showroom Price|
|Maruti Ertiga 1.5 ZDI||Diesel||₹1,069,689.00|
|Maruti Ertiga 1.5 VDI||Diesel||₹986,689.00|
|Maruti Ertiga 1.5 ZDI Plus||Diesel||₹1,120,689.00|
|Maruti Ertiga BSIV ZXI||Petrol||₹827,163.00|
|Maruti Ertiga BSIV VXI||Petrol||₹766,378.00|
|Maruti Ertiga BSIV VXI AT||Petrol||₹868,367.00|
|Maruti Ertiga CNG VXI BSIV||CNG||₹895,000.00|
|Maruti Ertiga BSIV LXI||Petrol||₹634,154.00|
|Maruti Ertiga BSIV ZXI Plus||Petrol||₹885,308.00|
|Maruti Ertiga CNG VXI||CNG||₹895,000.00|
|Maruti Ertiga LDI||Diesel||₹884,688.00|
|Maruti Ertiga LXI||Petrol||₹759,000.00|
|Maruti Ertiga LXI Petrol||Petrol||₹754,689.00|
|Maruti Ertiga LXI Option||Petrol||₹673,350.00|
|Maruti Ertiga SHVS LDI||Diesel||₹878,535.00|
|Maruti Ertiga SHVS ZDI Plus||Diesel||₹1,069,310.00|
|Maruti Ertiga Sport||Petrol||₹830,000.00|
|Maruti Ertiga SHVS VDI Limited Edition||Diesel||₹810,000.00|
|Maruti Ertiga SHVS VDI||Diesel||₹957,872.00|
|Maruti Ertiga SHVS LDI Option||Diesel||₹886,343.00|
|Maruti Ertiga SHVS ZDI||Diesel||₹995,215.00|
|Maruti Ertiga ZXI Petrol||Petrol||₹950,689.00|
|Maruti Ertiga ZXI||Petrol||₹917,000.00|
|Maruti Ertiga ZDI Plus||Diesel||₹1,120,689.00|
|Maruti Ertiga ZXI AT Petrol||Petrol||₹995,689.00|
|Maruti Ertiga VXI AT Petrol||Petrol||₹918,689.00|
|Maruti Ertiga VXI||Petrol||₹834,000.00|
|Maruti Ertiga VXI Limited Edition||Petrol||₹785,000.00|
|Maruti Ertiga VXI CNG||CNG||₹827,360.00|
|Maruti Ertiga ZDI||Diesel||₹1,069,689.00|
|Maruti Ertiga VDI||Diesel||₹986,689.00|
|Maruti Ertiga VXI Petrol||Petrol||₹816,689.00|
|Maruti Ertiga ZXI Plus Petrol||Petrol||₹941,000.00|
|Maruti Ertiga VXI AT||Petrol||₹936,000.00|
|Maruti Ertiga ZXI Plus||Petrol||₹971,000.00|
|Maruti Ertiga ZXI AT||Petrol||₹1,013,000.00|
Add-ons For Your Maruti Ertiga Car Insurance
A car's value depreciates constantly with time. Thus, at the time of a claim settlement, the depreciated value of a car is deducted from the claim amount. However, by opting for a zero depreciation add-on you can shift the liability of the depreciation cost to the insurer and get the entire claim amount without any deduction of the depreciation sum. This add-on is generally available till the age of 5 years of car, however, the car age limit varies from insurer to insurer.
A No Claim Bonus (NCB) is a discount given by the insurer in the premium amount to a car insurance policy holder for not making a claim in the entire tenure of the motor insurance policy. This discount is not available if the policy holder has made even a single claim. However, with the NCB cover, a policyholder will be entitled to receive an NCB discount despite having made a claim subject terms and conditions of insurance company. The NCB discount keeps on increasing with every claim-free year until it reaches 50%.
A car's engine is by default not covered under either a comprehensive or a standalone own-damage car insurance policy. And therefore, if it gets damaged due water-logging or oil leakage, your insurance company is not liable to pay for its damages. But, if you opt for the add-on known as Engine Cover, you can get your car's engine insured by the insurer for damages incurred due to water ingression as well as leakage of lubricants. Engine Cover is one of the most popular car insurance add-ons and is available against the payment of a nominal premium.
If you have a return to invoice cover added on to your comprehensive car insurance policy, you can claim the total ex-showroom price of your car, taxes and registration charges, in case of total loss. In case of total constructive loss (more than 70% of damage) or theft of your car, an insurance company pays the Insured Declared Value (IDV) of your car as compensation. However, this IDV is lesser than the actual amount paid by you at the time of purchasing your car. When you opt for the add-on called Return To Invoice Cover with your car insurance policy, the insurance company pays the total ex-showroom price of your car plus the taxes and registration charges incurred at the time of purchase, as the claim amount in case of total loss.
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Maruti Ertiga Car Insurance User Reviews4 Reviews
- I got the car insurance policy of Shriram Insurance in just 60 seconds for my Maruti Ertiga car. It was an overwhelming experience.Virendra YadavShriram26th May, 2020
- Great support in the times of Covid-19 crises throughout the world.Lokappa H LamaniMaruti Ertiga, HaveriIFFCO Tokio12th May, 2020
- Excellengreat executive experienceJITENDRA KUMAR TRIVEDIMaruti Ertiga 2012-2015, New DelhiShriram General Insurance5th April, 2020
- Thank you so much to your executive for his assistance. First time I have taken online policy from you.SITARAM PRAJAPATIMaruti Ertiga, SatnaTata AIG29th July, 2019
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*Standard T&C Apply. All savings/offers are provided by the Insurers which are subject to modification. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Girnar Insurance Brokers Private Limited, 4th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (General Insurance) valid till 19th March 2023. Email -firstname.lastname@example.org.