Calculate Your Ford Figo Insurance
How to Buy Insurance for Ford Figo via InsuranceDekho
Ford Figo Summary
Ford Figo is a great 5-seater hatchback which gives a mileage of up to 24.4 kmpl. The Ford offering is available in 7 variants and in 5 different colours - White Impact, Ingot Silver, Deep Impact Blue, Smoke Grey and Ruby Red. Ford Figo promises comfort and convenience with features like adjustable power steering, automatic climate control, rear reading lamp, and voice control.
Ford Figo Car Insurance
In India, every car owner must have at least a third party car insurance as per the Indian Motor Tariff. In the absence of a minimum of a third party cover, a car owner can be penalized with a fine of Rs. 2,000 and/or imprisonment of up to 3 months. Thus, if you have or if you are planning to buy a Ford Figo, you must buy at least a third party insurance plan for it.
Types of Car Insurance Covers
1. Third Party Cover
This plan helps you meet the statutory requirement of owning a car insurance in India. In addition to that, this plan insures against the third party liabilities which may arise due to an accident of your car. These liabilities include third party property damage and bodily injuries/death/permanent and temporary disability of a third party.
2. Standalone Own-Damage Cover
This plan provides insurance coverage only for the own-damages sustained by your car. Third party liabilities are not covered by this plan.
3. Comprehensive Cover
This plan safeguards you against both the own-damages of your car and the liabilities which you may incur towards a third party after a mishap.
How to Buy Insurance for Ford Figo via InsuranceDekho
Purchase of a car insurance plan for Ford Figo is a 5-minute task at InsuranceDekho. Just follow the following steps and get an insurance cover instantly:
Step 1: Visit InsuranceDekho
Step 2: Enter your car number. If you do not know or remember your car number, select the brand, model, variant and fuel type of your car to proceed.
Step 3: Enter your name and mobile number. Quotes will get displayed to you.
Step 4: Select the plan which suits your requirements and make the payment. You will get the policy document via an email to your registered email id.
Ford Figo Car Insurance Claim Process
Cashless Car Insurance Process
A cashless car insurance process is designed to get your car repaired without making any payment at the network garage of your insurance company. Follow the below process to raise a cashless claim for your Figo car:
- Inform your insurance company soon after the accident or mishap by calling the customer care team of your insurance company or through their website or mobile app.
- Tell all events in detail to the police and register an FIR, especially in case of accident, fire, theft, and so on.
- Click some photos of damages sustained by your insured car, bodily injuries, and any other damage, etc., after the accident to keep as a proof for the claim settlement.
- Find a network garage and take your car there for cashless repair. You can also get in touch with your insurer to arrange towing facilities, in severe condition.
- As your car reaches the network garage, a surveyor will be sent by your insurance company to check the level of damages sustained by your car. You also have to show relevant documents like policy copy, driving license, FIR, and so on, to the surveyor.
- The surveyor will prepare and submit a report which has the estimate of the claim amount and based on those documents and the surveyor's report, your insurance company will accept or decline your car insurance claim.
- If your insurance company gives approval to your claim request, the network garage will start repairing your car. After the completion of repair work, your insurance company will settle the repair bills directly with the garage.
Reimbursement Car Insurance Process
The reimbursement claim process is a highly beneficial process for car owners as it reimburses the cost of repair which will be incurred after an accident or a mishap. Under this process, you will have to pay for the repair bills initially which will be reimbursed by your insurer later. Here is the process by following which you can raise reimbursement claim for your Figo car:
- Inform your insurance company about the mishap and register your claim.
- Take your car to any garage or workshop after the accident or mishap for repair.
- Your insurer will send a surveyor to the garage to access the extent of damages of your car.
- A claim report will be prepared and submitted to your insurance company by the surveyor.
- The garage will repair your car and you will have to pay the generated repair bill.
- Submit the original repair invoice, relevant documents and a claim form to your insurer.
- After examining your bills, claim form, etc., your insurer will reimburse your claim amount.
Ford Figo Variants
|Variant Name||Fuel Type||Ex-showroom Price|
|Ford Figo Ambiente Diesel||Diesel||₹623,000.00|
|Ford Figo Ambiente||Petrol||₹539,000.00|
|Ford Figo Diesel||Diesel||₹500,000.00|
|Ford Figo Ambiente BSIV||Petrol||₹523,000.00|
|Ford Figo Titanium BSIV||Petrol||₹599,900.00|
|Ford Figo Titanium Diesel||Diesel||₹725,000.00|
|Ford Figo Trend Diesel||Diesel||₹686,000.00|
|Ford Figo Titanium Blu Diesel BSIV||Diesel||₹764,900.00|
|Ford Figo Titanium||Petrol||₹635,000.00|
|Ford Figo Titanium Blu BSIV||Petrol||₹664,900.00|
|Ford Figo Titanium AT||Petrol||₹769,900.00|
|Ford Figo Titanium Diesel BSIV||Diesel||₹699,900.00|
|Ford Figo Titanium Blu Diesel||Diesel||₹785,000.00|
|Ford Figo Trend||Petrol||₹599,000.00|
|Ford Figo Titanium Blu||Petrol||₹695,000.00|
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Ford Figo Car Insurance User Reviews60 Reviews
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Ford Figo Car Insurance FAQs
What is the Best Car Insurance Plan for My Ford Figo?
The best type of car insurance is one that gives you holistic protection in case of a mishap. A comprehensive insurance plan is designed to do exactly that. It covers the cost of third party liabilities and own damage costs under a single premium, making it the best option and the most convenient one. When purchasing an insurance plan make sure to do it online. Our website makes it extremely simple for you to compare different car insurance companies, the quotes they offer you and their network of cashless garages ensuring you make an informed choice.
Will Car Insurance Pay for My Ford Figo’s Windshield if it is Shattered in an Accident?
The car insurance provider will compensate for the shattered windshield of your car only if you have a comprehensive plan or a standalone own damage cover.
Does My Second Hand Ford Figo Require Car Insurance?
Yes, every car including your second-hand Ford Figo must have at least a third party insurance while driving on the road. Moreover, make sure to transfer the policy to your name along with the other essential documents. Non-transfer could lead to complications in the future.
What Factors Affect My Ford Figo Car Insurance Price?
The car insurance premium depends on the Insured Declared Value (IDV) and the insurance rates that are decided by the IRDAI. Moreover, the age of your car makes a significant difference in the premium amount as it factors in the depreciation rate of the car.
How to Claim Car Insurance for My Ford Figo?
To file an insurance claim for your Ford Figo first file an FIR. You will require it later in the process. Contact the insurance provider and inform them of your situation. The documents required will differ accordingly. Submit the documents along with the duly filled claim form. Once filed and submitted the insurance provider will schedule a visit of a surveyor who will assess the damage of your car. Once the claim is approved you can send it to the nearest network garage to get it fixed and the cost will be handled in a cashless manner.
What is NCB in Car Insurance for your Ford Figo?
The No Claim Bonus is a reward available with own damage covers for every claim-free year. It is cumulative in nature going up to 50 per cent in the fifth year.
What is Zero Depreciation Cover in Car Insurance for My Ford Figo?
This is one of the most useful add-on covers. You can purchase a zero depreciation cover along with a standalone own-damage cover or a comprehensive plan. It negates the depreciation rate of the car when the insurance provider calculates the insurance claim amount making it significantly higher. Keep in mind this is only available for cars that are less than five years old and can be used a limited number of times within a single year.
How is IDV Calculated for My Ford Figo Car Insurance?
The Insured Declared Value of the Ford Figo is calculated by deducting the depreciation rate of the car from its manufacturer's selling price.
How to Renew the Car Insurance Policy for My Ford Figo?
To renew your car insurance follow the given steps:
- 1. Visit our website InsuranceDekho and select the car insurance tab. A drop-down menu will appear, select the Renewal option.
- 2.In the page that loads enter your car’s registration number, fuel type and variant. If you do not have this details you can enter other information such as the car’s make, model and year of registration.
- 3.Next enter your previous policy details and personal details. All the available quotes in your category will be visible on the screen. Select a policy that suits your needs and add-on covers.
- 4.Make the payment for your chosen policy and we will send you the policy document to your registered email ID.
What are the benefits of purchasing car insurance for my Ford Aspire online?
The benefits of purchasing car insurance plan for your Ford Aspire online are as follows:
- There are no hefty paperwork involved
- You can get your car insurance policy renewed online easily
- No commission for middlemen or agents involved
- A cost efficient and time saving buying process
- A hassle free and simple buying process
How long would it take to insure my Ford Aspire with InsuranceDekho?
At InsuranceDekho, we offer our customers a quick and simple online buying procedure as it involves no hefty paperwork. You are just required to enter a few details regarding your Ford Aspire like location, age, variant, fuel type in order to get your car insured in just a few minutes.
What is the meaning of IDV? How does it affect the premium for my Ford Aspire car insurance plan?
Insured Declared Value refers to the amount of sum insured declared in the car insurance plan. The calculation for the same is based upon the appropriate market value of the car, thus, it is related to the insurance premium directly. You get an option to decrease or increase your IDV, however, it would impact the premium accordingly. Also, it is the sum that you would get from your insurer as a claim settlement if your car gets damaged beyond repair or gets stolen. It is advisable to select the right insured declared value in order to receive correct compensation in the event of complete loss.
What all factors affect the premium of my Ford Aspire car insurance plan?
The factors that can affect your car insurance premium include make of the car, model of the car, IDV of the car, employment status, type of coverage needed, claims frequency, anti-theft devices, are amongst the others.
Which is the best car insurance policy for my Ford Aspire?
The best car insurance cover for your Ford Aspire depends entirely upon your individual needs and budget. However, it is recommended to get your car insured under a comprehensive car insurance plan. This is because it offers coverage to the insured individual against both third party person or third party property and own damage, within just a single premium. Thus, making it more convenient and cost-effective.
*Standard T&C Apply. All savings/offers are provided by the Insurers, which are subject to modification .For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Tax benefits are subject to changes in applicable tax laws. Girnar Insurance Brokers Private Limited, (CIN: U66010RJ2016PTC054811, Regd .Off: Girnar 21, Govind Marg, Moti Doongari Road, Dharam Singh Circle, Jaipur, Rajasthan- 302004; Corp. Off: 11th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (Life & General) valid till 19th March 2023. Email - email@example.com ; Helpline number: 7551196989.
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