Volkswagen Polo Insurance

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​How to Buy Insurance for ​Volkswagen Polo via InsuranceDekho

Volkswagen Polo Summary

Volkswagen Polo is a 5-seater hatchback which is gaining popularity among the Indian buyers with its great performance. Designed by its German automaker, Polo is available in 8 variants featuring both petrol and diesel engines. Polo claims to give a mileage of 15.62 kmpl and is available in 7 different colours - Carbon Steel, Lapiz Blue, Toffee Brown, Sunset Red, Flash Red, Candy White, and Reflex Silver. The key features of Volkswagen Polo include power steering, anti-lock braking system, automatic climate control and airbags for driver as well as passengers.

Volkswagen Polo Car Insurance

In order to drive a car in India, you are required to have at least a third party car insurance policy. This plan shields you against the liabilities which you may incur towards a third party due to an accident of your car. If you are caught driving a car without a valid insurance policy, you can be penalised with a fine of Rs. 2,000 and/or jail term of up to 3 months. Thus, if you have a Volkswagen Polo or are planning to purchase one, do make sure you buy a valid insurance policy for it to avoid legal consequences.

Types of Car Insurance Covers

1. Third Party Cover

An accident can result in third party liabilities such as bodily injuries, death, temporary/permanent disability, property damage of a third party. This plan compensates you for all such third party liabilities. The coverage for third party property damage is limited to Rs. 7.5 lakh. The amount of compensation in such cases is decided by a court of law.

2. Standalone Own-Damage Cover

This plan covers only the own-damages incurred by your car in an accident, natural calamity, fire, riots, etc. This plan also covers the theft of your car.

3. Comprehensive Cover

This plan is a bundled cover which insures you against both third party liabilities as well as own-damages sustained by your car in a mishap.

How to buy Insurance for Maruti Suzuki Dzire via InsuranceDekho

You can purchase of a car insurance policy for Volkswagen Polo instantly at InsuranceDekho by following the given steps:

Step 1: Visit InsuranceDekho’s website.

Step 2: If you know your car number, then enter that, otherwise proceed by selecting your car brand, model, variant and fuel type.

Step 3: Enter your name and mobile number to get the quotes.

Step 4: Select the plan which suits your requirements. Make the payment using a debit card, credit card or net banking. You are done. You will get your policy document at your email address.

Volkswagen Polo Variants

Volkswagen Polo is available in 28 variants.Please refer to the below table for the variant details:
Variant NameFuel TypeEx-showroom Price
Volkswagen Polo 1.0 MPI Highline Plus BSIV Petrol ₹776,500.00
Volkswagen Polo 1.0 MPI Comfortline BSIV Petrol ₹676,500.00
Volkswagen Polo 1.0 MPI Comfortline Petrol ₹676,500.00
Volkswagen Polo 1.0 MPI Highline Plus Petrol ₹776,500.00
Volkswagen Polo 1.0 MPI Trendline Petrol ₹582,500.00
Volkswagen Polo 1.0 MPI Highline Plus AT Petrol ₹920,500.00
Volkswagen Polo 1.0 MPI Trendline BSIV Petrol ₹582,500.00
Volkswagen Polo 1.5 TDI Highline Plus Diesel ₹931,500.00
Volkswagen Polo 1.5 TDI Comfortline Diesel ₹851,500.00
Volkswagen Polo 1.5 TDI Trendline Diesel ₹734,500.00
Volkswagen Polo 2009-2013 Comfortline Breeze Petrol ₹556,583.00
Volkswagen Polo 2009-2013 Diesel Highline 1.2L Diesel ₹720,300.00
Volkswagen Polo 2009-2013 Diesel Trendline 1.2L Diesel ₹605,302.00
Volkswagen Polo 2009-2013 Diesel Comfortline 1.2L Diesel ₹684,800.00
Volkswagen Polo GT TSI BSIV Petrol ₹976,000.00
Volkswagen Polo GT 1.5 TDI Diesel ₹988,500.00
Volkswagen Polo 2009-2013 GT TDI Diesel ₹810,700.00
Volkswagen Polo 2009-2013 GT TSI Petrol ₹799,990.00
Volkswagen Polo 2009-2013 IPL II 1.6 Petrol Highline Petrol ₹648,100.00
Volkswagen Polo 2009-2013 Highline Breeze Petrol ₹677,200.00
Volkswagen Polo 2009-2013 IPL II 1.2 Diesel Highline Diesel ₹716,600.00
Volkswagen Polo 2009-2013 IPL II 1.2 Petrol Highline Petrol ₹613,601.00
Volkswagen Polo 2009-2013 Petrol Highline 1.6L Petrol ₹644,079.00
Volkswagen Polo 2009-2013 Petrol Comfortline 1.2L Petrol ₹575,000.00
Volkswagen Polo 2009-2013 Petrol Highline 1.2L Petrol ₹611,500.00
Volkswagen Polo 2009-2013 Petrol Trendline 1.2L Petrol ₹496,438.00
Volkswagen Polo 2009-2013 Petrol Breeze Petrol ₹501,428.00
Volkswagen Polo 2009-2013 SR Petrol 1.2L Petrol ₹641,800.00

Add-ons For Your Volkswagen Polo Car Insurance

  • Zero Depreciation

    A car's value depreciates constantly with time. Thus, at the time of a claim settlement, the depreciated value of a car is deducted from the claim amount. However, by opting for a zero depreciation add-on you can shift the liability of the depreciation cost to the insurer and get the entire claim amount without any deduction of the depreciation sum. This add-on is generally available till the age of 5 years of car, however, the car age limit varies from insurer to insurer.

  • NCB Cover

    A No Claim Bonus (NCB) is a discount given by the insurer in the premium amount to a car insurance policy holder for not making a claim in the entire tenure of the four wheeler insurance policy. This discount is not available if the policy holder has made even a single claim. However, with the NCB cover, a policyholder will be entitled to receive an NCB discount despite having made a claim subject terms and conditions of insurance company. The NCB discount keeps on increasing with every claim-free year until it reaches 50%.

  • Engine Protection Cover

    A car's engine is by default not covered under either a comprehensive or a standalone own-damage car insurance policy. And therefore, if it gets damaged due water-logging or oil leakage, your insurance company is not liable to pay for its damages. But, if you opt for the add-on known as Engine Cover, you can get your car's engine insured by the insurer for damages incurred due to water ingression as well as leakage of lubricants. Engine Cover is one of the most popular car insurance add-ons and is available against the payment of a nominal premium.

  • Invoice Cover

    If you have a return to invoice cover added on to your comprehensive car insurance policy, you can claim the total ex-showroom price of your four wheeler, taxes and registration charges, in case of total loss. In case of total constructive loss (more than 70% of damage) or theft of your car, an insurance company pays the Insured Declared Value (IDV) of your car as compensation. However, this IDV is lesser than the actual amount paid by you at the time of purchasing your car. When you opt for the add-on called Return To Invoice Cover with your car insurance policy, the insurance company pays the total ex-showroom price of your car plus the taxes and registration charges incurred at the time of purchase, as the claim amount in case of total loss.

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*Standard T&C Apply. All savings/offers are provided by the Insurers which are subject to modification. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Girnar Insurance Brokers Private Limited, 4th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (General Insurance) valid till 19th March 2023. Email -support@girnarinsurance.com.