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Volkswagen Polo Insurance

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​How to Buy Insurance for ​Volkswagen Polo via InsuranceDekho

Volkswagen Polo Summary

Volkswagen Polo is a 5-seater hatchback which is gaining popularity among the Indian buyers with its great performance. Designed by its German automaker, Polo is available in 8 variants featuring both petrol and diesel engines. Polo claims to give a mileage of 15.62 kmpl and is available in 7 different colours - Carbon Steel, Lapiz Blue, Toffee Brown, Sunset Red, Flash Red, Candy White, and Reflex Silver. The key features of Volkswagen Polo include power steering, anti-lock braking system, automatic climate control and airbags for driver as well as passengers.

Volkswagen Polo Car Insurance

In order to drive a car in India, you are required to have at least a third party car insurance policy. This plan shields you against the liabilities which you may incur towards a third party due to an accident of your car. If you are caught driving a car without a valid insurance policy, you can be penalised with a fine of Rs. 2,000 and/or jail term of up to 3 months. Thus, if you have a Volkswagen Polo or are planning to purchase one, do make sure you buy a valid insurance policy for it to avoid legal consequences.

Types of Car Insurance Covers

1. Third Party Cover

An accident can result in third party liabilities such as bodily injuries, death, temporary/permanent disability, property damage of a third party. This plan compensates you for all such third party liabilities. The coverage for third party property damage is limited to Rs. 7.5 lakh. The amount of compensation in such cases is decided by a court of law.

2. Standalone Own-Damage Cover

This plan covers only the own-damages incurred by your car in an accident, natural calamity, fire, riots, etc. This plan also covers the theft of your car.

3. Comprehensive Cover

This plan is a bundled cover which insures you against both third party liabilities as well as own-damages sustained by your car in a mishap.

How to buy Insurance for Maruti Suzuki Dzire via InsuranceDekho

You can purchase of a car insurance policy for Volkswagen Polo instantly at InsuranceDekho by following the given steps:

Step 1: Visit InsuranceDekho

Step 2: If you know your car number, then enter that, otherwise proceed by selecting your car brand, model, variant and fuel type.

Step 3: Enter your name and mobile number to get the quotes.

Step 4: Select the plan which suits your requirements. Make the payment using a debit card, credit card or net banking. You are done. You will get your policy document at your email address.

Volkswagen Polo Variants

Volkswagen Polo is available in 28 variants.Please refer to the below table for the variant details:
Variant NameFuel TypeEx-showroom Price
Volkswagen Polo 1.0 MPI Comfortline Petrol ₹676,500.00
Volkswagen Polo 1.0 MPI Highline Plus Petrol ₹776,500.00
Volkswagen Polo 1.0 MPI Trendline BSIV Petrol ₹582,500.00
Volkswagen Polo 1.0 MPI Highline Plus AT Petrol ₹920,500.00
Volkswagen Polo 1.0 MPI Comfortline BSIV Petrol ₹676,500.00
Volkswagen Polo 1.0 MPI Highline Plus BSIV Petrol ₹776,500.00
Volkswagen Polo 1.0 MPI Trendline Petrol ₹582,500.00
Volkswagen Polo 1.5 TDI Highline Plus Diesel ₹931,500.00
Volkswagen Polo 1.5 TDI Comfortline Diesel ₹851,500.00
Volkswagen Polo 1.5 TDI Trendline Diesel ₹734,500.00
Volkswagen Polo 2009-2013 Diesel Trendline 1.2L Diesel ₹605,302.00
Volkswagen Polo 2009-2013 Comfortline Breeze Petrol ₹556,583.00
Volkswagen Polo 2009-2013 Diesel Comfortline 1.2L Diesel ₹684,800.00
Volkswagen Polo 2009-2013 IPL II 1.2 Diesel Highline Diesel ₹716,600.00
Volkswagen Polo 2009-2013 Diesel Highline 1.2L Diesel ₹720,300.00
Volkswagen Polo 2009-2013 Highline Breeze Petrol ₹677,200.00
Volkswagen Polo 2009-2013 IPL II 1.6 Petrol Highline Petrol ₹648,100.00
Volkswagen Polo 2009-2013 Petrol Breeze Petrol ₹501,428.00
Volkswagen Polo GT TSI BSIV Petrol ₹976,000.00
Volkswagen Polo 2009-2013 GT TDI Diesel ₹810,700.00
Volkswagen Polo 2009-2013 GT TSI Petrol ₹799,990.00
Volkswagen Polo GT 1.5 TDI Diesel ₹988,500.00
Volkswagen Polo 2009-2013 IPL II 1.2 Petrol Highline Petrol ₹613,601.00
Volkswagen Polo 2009-2013 Petrol Highline 1.6L Petrol ₹644,079.00
Volkswagen Polo 2009-2013 SR Petrol 1.2L Petrol ₹641,800.00
Volkswagen Polo 2009-2013 Petrol Comfortline 1.2L Petrol ₹575,000.00
Volkswagen Polo 2009-2013 Petrol Highline 1.2L Petrol ₹611,500.00
Volkswagen Polo 2009-2013 Petrol Trendline 1.2L Petrol ₹496,438.00

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Volkswagen Polo Car Insurance FAQs

  • 1

    What is the Best Car Insurance for My Polo?

    Finding a car insurance policy that is best suited to your needs and the needs of the car is now a simple process. You can simply choose to purchase car insurance online and with just a few clicks you can compare the different car insurance providers, the quotes they offer and their network of cashless garages. Moreover, if you have any doubts regarding car insurance you can also read the many articles on car insurance available on our website.

  • 2

    Will Car Insurance Cover the Cost of My Polo’s Shattered Windshield in Case of an Accident?

    Car insurance will cover the cost of your shattered windshield if you have an own damage cover. This type of cover takes care of the policyholder’s car in a variety of situations including theft, vandalism, road accidents, natural and manmade calamities. However, keep in mind, if there was any kind of illegal driving during the mishap the insurance provider is no longer obligated to compensate for your losses.

  • 3

    Does My Second Hand Polo Need Car Insurance?

    Yes, every car driving on Indian roads including your second hand Polo requires a car insurance policy. Having third party insurance is compulsory for every vehicle driving on Indian roads according to the Motor Vehicles Act of 1988. Moreover, in case you are caught without it you can be fined Rs. 2,000 and or be imprisoned for up to 3 months.

  • 4

    What are the Factors that Affect the Insurance Premium of My Polo?

    The insurance premium amount of your car is determined to a great extent by the Insured Declared VAlue of the car. This is the maximum amount the insurance provider will compensate the policyholder in case of a mishap and it takes into account the depreciation rate of the car.

  • 5

    How to Claim Car Insurance for My Polo?

    To claim insurance for your Polo, follow the below-mentioned steps:

    • Step 1: File an FIR at the nearest police station in case of a theft, vandalism or a road accident. In case of damage due to a natural or man made calamity, try to take pictures of the car if possible.
    • Step 2: Inform the insurance provider about the situation and confirm the list of documents you are required to submit.
    • Step 3: Submit the documents required along with the claim form duly filled to the insurance provider.
    • Step 4: If the car requires repairs the insurance provider will first send a surveyor to assess the damage. Once checked they will draw up a report. Subsequently, your claim will go through a verification process before it can be approved.
    • Step 5: Once approved you can take the car to the nearest garage and get it repaired. If you choose to go to a network garage the reimbursement can be handled in a cashless manner by the insurance provider.
  • 6

    What is NCB in Car Insurance for My Polo?

    The No Claim Bonus (NCB) is a reward given by the insurance company to the policyholder for every claim-free year with an own-damage cover.The reward is cumulative in nature going up to 50% in the fifth year.

  • 7

    What is Zero Depreciation Cover in Car Insurance for My Polo?

    The Zero depreciation cover is an add-on that you can purchase with every own-damage cover. However, it can only be used by cars that are less than five years old and can only be used a limited number of times within a year.

  • 8

    How is IDV calculated for My Polo in Car Insurance?

    The IDV is calculated by deducting the depreciation rate of the car from the manufacturer’s selling price.

  • 9

    How to Renew the Car Insurance Policy for My Polo?

    To renew car insurance you can simply log on to the website InsuranceDekho. Enter your car’s registration number along with other details such as personal contact number, previous policy details etc. Once this is done, all the quotes in your category will be visible on the screen. Select the one that suits your needs and make the payment. The insurance document will be sent to your registered email ID.

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