What is the eligibility criteria for Vidyarthi Mediclaim Policy for Students?

Vidyarthi Mediclaim Policy can cover students aged between 3 years and 25 years along with one parent/legal guardian. The student should be in any registered educational institution affiliated to any state board, Council, University and AICTE or any other government statutory Authority, within the territory of India are eligible for the policy.

Is there any additional benefit available under Vidyarthi Mediclaim Policy for Students?

Yes. Vidyarthi Mediclaim Policy for Students provides an additional benefit of transportation at no extra cost, under Section II and III. This covers expenses arising during transportation of insured’s dead body in case of death due to an accident, to the place of residence subject to a maximum of 2% of the capital sum insured or Rs. 1,000, which is lesser.

Can I avail tax benefits under Vidyarthi Mediclaim Policy for Students?

Yes. You can avail tax benefits on the premium paid for Vidyarthi Mediclaim Policy for Students, under Section 80D of the Income Tax Act, 1961.

Can I avail cumulative bonus under Vidyarthi Mediclaim Policy for Students?

Yes. You can avail a cumulative bonus of 5% for every year a claim is not made, for up to a maximum accumulation of 10 claim free years of insurance.

Is there any pre-policy health check-up required to be covered under Vidyarthi Mediclaim Policy for Students?

No. There is no requirement of pre-policy health check-up to be covered under Vidyarthi Mediclaim Mediclaim Policy for Students.

National Vidyarthi Mediclaim for Students Health Insurance Wordings

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Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	83.78%
Network Hospitals	6,000+
Renewability	Lifelong
Starting Premium for 5 lac SI	Rs.586/month
Starting Premium for Rs. 5 lakhs SI	Rs. 586/month

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National Health Insurance Plan List

Family (5)
Individual (2)
Woman (4)
Parents (1)
Senior Citizen (1)
Maternity (2)
Kids (1)
Critical Illness (1)

Name of Plan	Sum Insured
National Mediclaim Plus Min: 3 Months; Max: 75 YearsPopular	2 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium
Parivar Mediclaim Policy for FamilyMin: 18 Years; Max: 65 Years	2 Lakh	Check Premium
National Parivar Mediclaim Plus PolicyMin: 3 Months; Max: 65 Years	6 Lakh	Check Premium
National Parivar MediclaimMin: 3 Months; Max: 65 Years	1 Lakh	Check Premium
National MediclaimMin: 3 Months; Max: 65 Years	50 Thousand	Check Premium

National Health Insurance Top Up List

Name of Plan	Sum Insured
National Super Top-up Mediclaim PolicyMin: 3 months; Max: 65 years		Check Premium

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FAQs on Vidyarthi Mediclaim for Students Health Insurance Plan

What is the eligibility criteria for Vidyarthi Mediclaim Policy for Students?
Vidyarthi Mediclaim Policy can cover students aged between 3 years and 25 years along with one parent/legal guardian. The student should be in any registered educational institution affiliated to any state board, Council, University and AICTE or any other government statutory Authority, within the territory of India are eligible for the policy.
Is there any additional benefit available under Vidyarthi Mediclaim Policy for Students?
Yes. Vidyarthi Mediclaim Policy for Students provides an additional benefit of transportation at no extra cost, under Section II and III. This covers expenses arising during transportation of insured’s dead body in case of death due to an accident, to the place of residence subject to a maximum of 2% of the capital sum insured or Rs. 1,000, which is lesser.
Can I avail tax benefits under Vidyarthi Mediclaim Policy for Students?
Yes. You can avail tax benefits on the premium paid for Vidyarthi Mediclaim Policy for Students, under Section 80D of the Income Tax Act, 1961.
Can I avail cumulative bonus under Vidyarthi Mediclaim Policy for Students?
Yes. You can avail a cumulative bonus of 5% for every year a claim is not made, for up to a maximum accumulation of 10 claim free years of insurance.
Is there any pre-policy health check-up required to be covered under Vidyarthi Mediclaim Policy for Students?
No. There is no requirement of pre-policy health check-up to be covered under Vidyarthi Mediclaim Mediclaim Policy for Students.

Claim Process at National Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

National Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
National Health Insurance
1800-345-033024*7
customer.relations@nic.co.in