ICICI Prudential Life Insurance Claim Settlement
Claim Settlement of ICICI Prudential Life Insurance
ICICI Prudential Life Insurance provides you with an easy, quick and hassle-free claim settlement process. ICICI Prudential has maintained a high Claim Settlement Ratio of 97.84% for the FY 2020-21. Accessibility, sensitivity and efficiency are the values that drive ICICI Prudential Life Insurance claim philosophy. The insurer has launched “Claim for Sure” for its customers that offers guaranteed 1 Day death claim settlement, payment of interest on claim amount every day of delay beyond 1 working day and quick and hassle-free claim service when your family needs it the most.
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Claim Process at ICICI Prudential Life Insurance
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FAQs
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Where can I submit the documents of the claim?
You can upload the documents online in the claim section of the ICICI Prudential Life Insurance website, www.iciciprulife.com or you can submit the documents at the claim desk of any of the listed branches of ICICI Prudential Life Insurance. To locate the nearest branch, visit, www.iciciprulife.com/branchlocator
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Who receives the claim benefit?
The claim benefit can be received by:
- The nominee you appoint while you purchase the insurance policy or the guardian in case of a minor nominee.
- The proposer is also known as the policyholder.
- An assignee is a person in whose favour the policy has been assigned in case the policy is assigned.
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What is the right time to report a claim?
In case of a disability claim, you can report the claim within 120 days from the date of the disability. In case of critical illness or major surgery, the claim is to be reported within 60 days from the date of diagnosis or surgery.
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What happens when the nominee dies?
In the absence of a nominee, your family members will have to produce proof establishing their right to claim the policy benefit.
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What can cause the decline of a claim?
A claim will be declined if it does not abide by the following:
- Declaration and authorisation which were provided at the time of policy agreement and inception, as specified in the form of application
- Terms and Conditions mentioned in the policy document.