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Royal Sundaram Travel Insurance

Royal Sundaram is India’s first private-sector insurance company that was licensed by IRDAI in 2000 and it was in 2001 that the company was founded. Earlier the company was solely a subsidiary of Sundaram Finance, and as of 2019, the company is a joint venture between Sundaram Finance and Ageas Insurance. Sundaram Finance has a holding of 50%, Ageas Insurance holds 40%, and the remaining 10% is owned by other Indian shareholders. Furthermore, Royal Sundaram has its headquarters in Chennai and even has over 158 branches across the country.


Since its inception, Royal Sundaram has been providing a plethora of insurance services. Some of its insurance products include Home Insurance, Health Insurance, Car Insurance, Travel Insurance, and a few more. Providing effortless service, the company has the trust of over 28 million customers. Read to know more about Royal Sundaram Travel Insurance.

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Buy Best Travel Insurance Plans for your Overseas Journey from Just ₹552 Onwards*
Buy Best Travel Insurance Plans for your Overseas Journey from Just ₹552 Onwards*
  • Loss of passport
    Loss of passport
  • Emergency Medical cover
    Emergency Medical cover
  • Trip delay cover
    Trip delay cover
  • Loss of baggage cover
    Loss of baggage cover

*Standard Terms and Conditions Apply.

Why Choose Royal Sundaram Travel Insurance?

No matter where you travel, you cannot always be sure of safety during a trip. An unfortunate event may take place during any time of the trip and burn a deep hole in your pocket. To avoid landing in such a situation, it is important to buy travel insurance that provides protection against uncertainties during a trip. As many insurance companies now provide travel insurance, we have tried to make your task easier by enlisting a few reasons to buy Royal Sundaram Travel Insurance.

  • Provides coverage against any kind of uncertainty that may happen during your trips such as trip delays, flight hijacks, hotel booking failure, and more.

  • Travel plans that include both medical and non-medical emergencies.

  • Royal Sundaram has a dedicated plan for senior citizens with no maximum entry age.

  • Royal Sundaram has a dedicated customer team to respond to all queries related to travel insurance plans.

Royal Sundaram Contact Care Details


Customer care number

1860 258 0000

Customer care email-id

customer.services@royalsundaram.in

Registered office address

Royal Sundaram General Insurance Co. Limited, No.21 , Patullos Road ,

Chennai - 600 002

Website

https://www.royalsundaram.in/

Fax number

91-44-7113 7114

Eligibility Criteria to Buy Royal Sundaram Travel Insurance

The eligibility criteria to buy Royal Sundaram travel insurance depends on the type of plan you have opted for as listed below:


Parametres

Eligibility Criteria

Minimum entry age of Leisure, Multi trip and Asia plans (children)

91 days

Minimum entry age of Leisure, Multi trip and Asia plans (adult)

18 years

Maximum entry age of Leisure, Multi trip and Asia plans (adult)

70 years

Minimum entry age of senior citizen plan

71 years

Minimum entry age of student plan

12 years

Maximum entry age of student plan

40 years

Features of Royal Sundaram Travel Insurance

Here are some of the features of Royal Sundaram Travel Insurance:

  • Trip-related protection: Offers protection against trip delay or cancellations, bounced hotel bookings, and others.

  • Flight-related issues: If your flight is delayed or cancelled, then Royal Sundaram Travel Insurance provides coverage for that.

  • Multiple plan options: Royal Sundaram offers multiple plans for different age groups so that their respective travel needs are never uncompromised.

  • Worldwide coverage: Royal Sundaram offers coverage for almost all countries under travel plans including Schengen countries, Asian countries, etc.

Things to Know About Royal Sundaram Travel Insurance

Listed below are some of the things that you should know about Royal Sundaram Travel Insurance plan:


Parametres

Specifications

Plan type

Leisure, Multi-trip, Senior citizen, Asia, Student

Claim Assistance

24*7

Cashless Treatment

Available

Cashless Claim

Available

Countries covered

Worldwide

Travel Insurance Plans Offered By Royal Sundaram

Royal Sundaram has five different travel plans to offer to its customers. A brief description of these travel plans has been provided below:

  • Leisure Trip Travel Insurance: This is a comprehensive travel plan offered by Royal Sundaram that provides protection for travel abroad. The minimum entry age for this is 91 days to 70 years. The sum insured for this plan varies from 50,000 USD up to 10 lac USD.

  • Multi-trip Travel Insurance: The name itself indicates that this plan offers coverage for multiple trips. This is useful for business and all other travellers who go on frequent trips.

  • Senior Citizen Travel Insurance: The Royal Sundaram Senior Citizen Travel Insurance is a travel insurance that is aimed at individuals who are of 71 years age and above.

  • Asia Travel Insurance: Another type of travel insurance plan offered by Royal Sundaram is the Asia Travel Insurance plan that covers Asian countries.

  • Student Travel Insurance: Royal Sundaram’s Student Travel Insurance is applicable for students going abroad for their studies. The duration of studies should be between 1-7 years and the age limit is between 12-40 years.

Inclusions And Exclusions of Royal Sundaram Travel Insurance

Listed below are the inclusions and exclusions of Royal Sundaram Travel Insurance:


Inclusions

  • Covers for medical expenses during the trip including hospitalisation costs, medical test costs, and others.

  • Loss of passport and checked-in luggage is covered.

  • Coverage for repatriation of mortal remains.

  • Personal liability cover.

  • Offers assistance services with currency exchange rates, weather, etc.

  • Provides emergency cash allowance as well as additional expenses for emergency hotel extension.


Exclusions

  • Any expenses due to Pre Existing Diseases will not be covered.

  • Loss of jewelleries and perishable items will not be covered.

  • Loss of passport will be uncovered if not reported to police within 24 hours.

How To Buy Royal Sundaram Travel Insurance

  • Visit the official website of InsuranceDekho and click on travel insurance

  • Enter details like date of birth, the number of passengers, date of travel, etc

  • You will be redirected to the quotes page after entering all the relevant details

  • Then, you need to pay based on the sum insured you choose

  • Finally, you will also receive instant confirmation about the same

How to Renew Royal Sundaram Travel Insurance?

Listed below are the steps in which you can renew Royal Sundaram travel insurance plan:

  • Go to the official website of Royal Sundaram Travel Insurance

  • Enter the details such as policy number, personal details, etc to view your policy details

  • You will find a renew option, click on the renew button

  • You can make the necessary changes if required, for instance, if you can include any add-ons

  • Proceed with the renewal payment

How to Claim Royal Sundaram Travel Insurance?

Claim Process for Luggage Loss, Health Cover, & Personal Accident

  • You need to contact Paramount’s Alarm centre to notify them about hospitalisation, luggage loss, and accident

  • Provide your policy number, passport number, and other details

  • In case of hospitalisation submit the hospital bill and in case of luggage loss you need to submit boarding pass

  • Royal Sundaram insurance company will verify the claim request and all the documents

  • Once everything has been verified, your claim request will be settled

Documents Required for Royal Sundaram Travel Insurance

  • Original ticket copy

  • Copy of passport

  • Hospital bills

  • FIR

  • A duly-filled claim form

Frequently Asked Questions (FAQ)

  • How many travel insurance plans are available at Royal Sundaram?

    Royal Sundaram has five different travel insurance plans:

    • Leisure Trip Travel Insurance

    • Multi-trip Travel Insurance

    • Student Travel Insurance

    • Asia Travel Insurance

    • Senior Citizen Travel Insurance 

  • Can I get coverage for Schengen countries under Royal Sundaram travel insurance plans?

    Yes, coverage for Schengen countries is provided under Royal Sundaram travel insurance plans.

  • Can I get coverage for lost jewelleries with Royal Sundaram travel insurance plans?

    No, there is no coverage for lost jewelleries in checked-in baggage under Royal Sundaram Travel Insurance Plan.

  • What is the maximum and minimum entry age for Royal Sundaram Student Travel Insurance?

    The minimum and maximum age for Royal Sundaram Travel Insurance are 12 years and 40 years respectively.

  • Is there a maximum entry age for Royal Sundaram Senior Citizen Travel Insurance Plan?

    No, there is no maximum entry age for Royal Sundaram Senior Citizen Travel Insurance Plan. 



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