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Future Generali Life Term Insurance Claim Settlement

14 reviews Rate This
Future Generali Life Term Insurance
Highlights
Claim Settlement Ratio94.86%
Customer Care8:00 AM to 8:00 PM
Death Benefit Paid For3,225 Policies
Inception2006
Presence232 branches
Total Death Benefit PaidRs. 44.90 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Future Generali Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans

Claim Settlement of Future Generali Life Term Insurance

Future Generali Life Insurance featured a claim settlement ratio of 95.28% for the year 2019-20. The entire claim settlement process designed by Future Generali is very efficient and fast. The nominee is the person authorised to make any claim in a term insurance policy. If there is no nominee, it is advisable to register one. Otherwise, the next legal heir can claim the settlement amount.

Future Generali India Life Insurance does not offer any online modes to make claims. However, the claimant can track the claim status online.

  • How To Make Claim

    Future Generali India Life Term Insurance Claim - Online Process

    Future Generali India Life Insurance does not have any procedure to make online claims. However, the claimants can track their claims online.

    Future Generali India Life Term Insurance Claim - Offline Process

    Future Generali India Life Insurance offers a convenient offline claim procedure. You just need to visit the nearest branch for claim intimation, fill the claim form and submit it with the death certificate and bank account details. The company will process the claim and if there are additional documents required, they will communicate with you. The claim settlement takes a maximum of 10 working days.

  • Documents Required

    Documents Required to Make Future Generali Term Insurance Claim

    The following documents are necessary for making a claim in a Future Generali India Life Insurance term insurance policy.

    Documents Required in Natural Death Claim:

    • Death certificate
    • The medical cause of the death
    • Original term insurance policy
    • Original cancelled cheque from the claimant's bank account
    • Life Assured’s photo ID with DOB proof
    • Claimants photo ID with DOB proof
    • Relationship proof
    • Nominee’s PAN card
    • Respective claim forms

    Additional Documents in Case of Death in a Hospital:

    • Indoor case papers
    • Discharge/death summary

    Additional Documents in the Case of Accidental Death/Suicide/Murder:

    • Post-mortem report
    • Chemical viscera report
    • FIR registered by the police
    • Final Investigation Report
    • Panchanama
    • Newspaper cutting if applicable
    • Driving License

    All documents should either be in original or attested by a gazetted officer/appropriate authority.

User Reviews

4.8
Rating based on
14 User reviews
Write your review
What users are saying
  • All
  • Great Plans

    I wanted to buy a term insurance plan as it is a good way to secure the future of my loved ones. So, after detailed research, I found the Future Generali Term Life InsuranceDekho and then bought it. Thank you InsuranceDekho!

    Read More

    A
    Future Generali
    By Awasti Sharma
    On: Dec 26, 2023
  • Digital processs

    I bought the Future Generali Express Term Life Insurance plan from InsuranceDekho through online mode. I chose the online mode as I wanted to enjoy a 100% digital experience while buying the term plan

    Read More

    A
    Future Generali
    By Ananya Sahay
    On: Oct 13, 2022
  • Policy was issued in no time

    The best part about buying Future Generali Express Term Life Insurance plan from InsuranceDekho was that they took very little time for issuing my term policy. As a policyholder, I feel satisfied that I bought Future Generali Express Term Life Insurance plan from InsuranceDekho.

    Read More

    P
    Future Generali
    By Palak SInha
    On: Jun 29, 2022
  • Detailed information about eac...

    The best part about buying a term plan from InsuranceDekho was that I was able to find a detailed information about the different term plans. It was only after reading about each plan that I finally bought Future Generali Express Term Life Insurance plan.

    Read More

    A
    Future Generali
    By Anurag Sharma
    On: Jun 28, 2022
  • Quick response to my query

    I got an instant response from the customer team at InsuranceDekho to all queries. So, after getting all my doubts cleared, I bought Future Generali Express Term Life Insurance plan from InsuranceDekho.

    Read More

    P
    Future Generali
    By Palak Sinha
    On: Jun 27, 2022
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Future Generali Life Term Insurance Contact Details

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Claim Process at Future Generali Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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