Liberty Corona Kavach Health Insurance

Liberty General Corona Kavach Policy covers you and your family against the medical expenses incurred due to COVID-19 treatment. Available for 3.5 months, 6.5 months, and 9.5 months, the policy can be purchased for sum insured options ranging between Rs. 50,000 and Rs. 5 lakh (in the multiples of Rs. 50,000). To be the proposer for this policy, you must be aged between 18 years and 65 years. Apart from self, you can add a legally wedded spouse, dependent children (natural or legally adopted), parents, and parents-in-law in this policy. The policy comes without any capping on room rent or any co-payment clause thereby keeping you stress-free at the time of emergency.

The policy comes with an optional cover named Hospital Daily Cash which you can opt and avail daily cash of 0.5% of the sum insured every day for every 24 hours of continuous hospitalisation. Along with the several benefits that the policy offers, you can also enjoy tax benefits on the premium paid for it. You can start availing of benefits after 15 days of the waiting period that shall be counted from the date of commencement of the policy. Note that to be able to avail of policy benefits, the testing has to be done at a diagnostic centre authorized by the government.

Also read: COVID-19 Insurance India