Kotak Mahindra Health Insurance for Individual

A comprehensive health insurance plan, Kotak Health Care is the ultimate choice of every individual who looks forward to securing their health without spending too much. Backed by the concept of “A healthier tomorrow starts today”, the offered plan keeps an entire family always well-protected. To allow the policyholders extend their coverage, the plan also offers various optional covers and ensures that the insured doesn’t end up in a position to face financial hurdles while already being in critical medical situation.

Key Features

• Multiple variant plan, Excel, Premium, and Prime
• Lifelong renewability
• Sum insured - Rs. 2 Lakh to Rs. 100 Lakh
• Policy tenure - 1, 2, and 3 years
• Tax benefits under Sec. 80D of IT Act 1961
• Cumulative bonus of 10% on base sum insured
• 15 days free-look period

Scope of Coverage

• Inpatient hospitalisation
• Cashless settlement of claims
• Up to 150 daycare procedures covered
• 30 days pre hospitalisation expenses
• 60 days post hospitalisation expenses
• One free health checkup per year
• Emergency ambulance cover
• Optional covers such as Hospital Daily Cash, Convalescence Benefit, Donor Expenses, Critical Illness Cover, Double Sum Insured, and Cap on Room Rent

Eligibility

While the minimum entry age for buying Kotak Health Care is 91 days, the maximum entry age is 65 years.

Exclusions

• Dental treatments
• Certain specified illnesses
• Procedures or treatments like routine health check-ups
• Aesthetic or cosmetic surgeries
• Injury or illness due to abuse of intoxicating substances and others

Kotak Health Care is a great individual health insurance plan for anyone who wants their family secure, even when facing a medically challenging situation. If willing to invest in the policy, get in touch with our experts at InsuranceDekho at 1800 1205 698 to uncover more in detail.