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Kotak Corona Rakshak Health Insurance Wordings

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Highlights
Cashless Approval TAT2 hr Cashless Claim Processing
Claim Settlement Ratio97%
Network Hospitals7,200+
Pre-existing Waiting Period4 year
Special BenefitsNo Capping on Room Rent
Starting Premium for Rs. 5 lakhs SIRs. 489/month

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Kotak Mahindra Health Insurance Plan List

  • Family (2)
  • Individual (2)
  • Parents (1)
  • Critical Illness (1)
  • Kids (1)
  • Maternity (1)
  • Senior Citizen (1)
  • Woman (1)
Name of PlanSum Insured
Kotak Health Care (Discontinued)Min: 91 Days; Max: 65 Years2 Lakh Check Premium
Kotak Secure ShieldMin: 18 Years; Max: 65 Years5 Lakh Check Premium
Kotak Health PremierMin: 91 Days; Max: 65 Years3 Lakh Check Premium
Arogya Sanjeevani PolicyMin: 18 years; Max: 65 years1 Lakh - 5 Lakh Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 years50 Thousand - 5 Lakh Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 Lakh Check Premium

Kotak Mahindra Health Insurance Top Up List

  • Top-up (1)
Name of PlanSum Insured
Kotak Health Super Top UpMin: 91 Days; Max: 65 Years3 Lakh Check Premium

FAQs on Corona Rakshak Policy Health Insurance Plan

  • What is the policy period for Corona Rakshak Policy, Kotak Mahindra General Insurance Company Ltd.?

    Corona Rakshak Policy offered by Kotak Mahindra General Insurance Company Ltd. is a short-term policy that can be purchased for a period of three and half months (105 days), six and half months (195 days), nine and half months (285 days). Once a claim is made, the policy shall terminate. To avail cover, you will then be required to buy a new policy. 

  • Can I buy Corona Rakshak Policy offered by Kotak Mahindra General Insurance Company Ltd. on a family floater basis?

    No. Corona Rakshak Policy offered by Kotak Mahindra General Insurance Company Ltd. is available only on an individual basis. 

  • What is the waiting period under Corona Rakshak Policy, Kotak Mahindra General Insurance Company Ltd.?

    Corona Rakshak Policy offered by Kotak Mahindra General Insurance Company Ltd. has a waiting period of 15 days. Kindly note that the waiting period is calculated from the date of commencement of the policy. Note that no claims can be made during the waiting period. 

  • Can I avail any tax benefit on buying Corona Rakshak Policy, Kotak Mahindra General Insurance Company Ltd.?

    Yes. You can avail tax benefits on the premium paid for Corona Rakshak Policy offered by Kotak Mahindra General Insurance Company Ltd. under Section 80D of the Income Tax Act, 1961. 

     

  • Can my Corona Rakshak Policy offered by Kotak Mahindra General Insurance Company Ltd. be cancelled by the insurance company?

    Yes. The insurer can cancel your Corona Rakshak Policy offered by Kotak Mahindra General Insurance Company Ltd. In case of non-disclosure of material facts, misinterpretation, fraud by insured person, by giving a written notice 7 days before. 

Claim Process at Kotak Mahindra Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Kotak Mahindra Health Insurance Contact Details

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