What is the entry age to get covered under the Individual Health Protector Policy?

People between the age group of 18 years and 65 years are eligible to buy this policy. However, the coverage allows dependent kids from the age of 91 days.

What is the amount of sum insured offered under this plan?

Wide range of sum insured options is available from Rs. 50,000 to Rs. 20 Lakh, when the policy is purchased on an individual basis.

Does Individual Health Protector Policy offer a cover for critical illness?

Yes, the plan provides an add-on cover for critical illness by paying an additional premium of 30% of the basic premium.

Can I get my parents covered under the Individual Health Protector Policy?

Yes, the plan allows dependent parents to be covered under the plan.

How many family members can get coverage under the plan?

There is an unlimited number of family members who can get covered under the plan such as spouse, dependent children, dependent parents, relatives living together or dependent relatives living away.

If my parents need medical assistance at home, can they get that with this plan?

Yes, the plan owns the feature of domiciliary hospitalisation with it and offer the coverage up to 20% of the sum insured.

Is there any health check-up option provided by this plan?

Yes, Individual Health Protector Policy offers the coverage for the cost of health check-up up to 1% of the basic sum insured at the end of a block of four continuous claim-free years.

How many hospitals provide the cashless facility for this policy?

The cashless facility is available at more than 4,000 network hospitals across the country.

Can I avail any tax benefit on the purchase of this health insurance plan?

If the payment is made by cheque, you will be eligible to gain the tax benefit as per the section 80D of the IT Act.

Where should I contact to get my claim settled for this health insurance policy?

The claim settlement process is directly serviced by the IFFCO Tokio team without any Third Party Administrator (TPA). Hence, you should directly connect with IFFCO Tokio team or you can even contact InsuranceDekho team.

IFFCO Tokio Individual Health Protector Insurance Wordings

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Highlights

Claim Settlement Ratio	96.33%
Network Hospitals	7,500+
PED Waiting Period	3 years
Starting Premium (for 5L SI)	Rs. 584/month

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IFFCO Tokio Individual Health Protector Policy Brochure

3.58 MB
PDF Document
Jul 19, 2019

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IFFCO Tokio Health Insurance Plan List

Family (3)
Individual (5)
Woman (1)
Senior Citizen (1)
Critical Illness (1)
Kids (1)
Parents (1)

Name of Plan	Sum Insured
Family Health ProtectorMin: 1 Day; Max: 65 YearsPopular	1.5 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular		Check Premium
Individual PlanPopular		Check Premium
Individual Health Protector PolicyMin: 91 Days; Max: 65 YearsPopular	50 Thousand	Check Premium
Swasthya Kavach PolicyMin: 3 Months; Max: 65 Years	2 Lakh	Check Premium
Critical Illness Insurance PolicyMin: 5 Years; Max: 60 Years	2 Lakh	Check Premium
Individual Medishield PolicyMin: 3 Months; Max: 65 Years	50 Thousand	Check Premium
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years	50,000 - 2.5 lakh	Check Premium
MOS-Bite Protector PolicyMin: 91 Days; Max: 65 years		Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium

IFFCO Tokio Health Insurance Top Up List

Top-up (1)

Name of Plan	Sum Insured
Health Protector PlusMIn: 3 Months; Max: 65 YearsPopular	2 Lakh	Check Premium

7178 IFFCO Tokio Cashless Network Hospitals in India

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FAQs on Individual Health Protector Policy Health Insurance Plan

What is the entry age to get covered under the Individual Health Protector Policy?
People between the age group of 18 years and 65 years are eligible to buy this policy. However, the coverage allows dependent kids from the age of 91 days.
What is the amount of sum insured offered under this plan?
Wide range of sum insured options is available from Rs. 50,000 to Rs. 20 Lakh, when the policy is purchased on an individual basis.
Does Individual Health Protector Policy offer a cover for critical illness?
Yes, the plan provides an add-on cover for critical illness by paying an additional premium of 30% of the basic premium.
Can I get my parents covered under the Individual Health Protector Policy?
Yes, the plan allows dependent parents to be covered under the plan.
How many family members can get coverage under the plan?
There is an unlimited number of family members who can get covered under the plan such as spouse, dependent children, dependent parents, relatives living together or dependent relatives living away.

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Claim Process at IFFCO Tokio Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

IFFCO Tokio Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
IFFCO Tokio Health Insurance
1-800-103-549924*7
support@iffcotokio.com