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Bajaj Allianz Corona Kavach Health Insurance

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Bajaj Allianz Health Insurance
Corona Kavach Policy
Claim Settlement Ratio92.24%
Network Hospitals7,000+
Pre-existing Disease Waiting Period2 years
Starting Premium for Rs. 5 lakhs SIRs. 364/month

About Bajaj Allianz Corona Kavach Health Insurance

Bajaj Allianz Corona Kavach Policy is a unique health insurance plan that offers coverage to get protection from novel Coronavirus (Covid-19). The cover is available on an individual basis as well as on a floater basis under a diverse sum insured options ranging from Rs. 50,000 to Rs. 5 lakh. People between the age of 1 day to 65 years can avail of this policy, which makes it an ultimate choice to get your loved ones treated well without compromising on the quality, amid this pandemic period. However, a 5% discount is given under this plan to health care workers for their contribution.

When it comes to family, this policy is designed to cover different relationships such as a spouse, dependent children, parents, parents-in-law along yourself. It is a standard plan, hence, it is easily available at every insurer but it can be availed only after completing a waiting period of 15 days. The policy is loaded with a range of benefits such as COVID hospitalisation cover, home care treatment expenses, AYUSH treatment and so on. Besides these, an add-on cover known as hospital daily cash is also available under this plan.

Also read: COVID-19 Insurance India

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Key Inclusions and Exclusions of the Plan

What's Included

  • Home care treatment for Covid-19 for maximum up to 14 days
  • Hospitalisation expenses incurred for the treatment of Covid-19
  • Policy provides individual as well as floater sum insured options
  • Treatment of Covid-19 under AYUSH procedures and system of medicines
  • Pre-hospitalisation and post-hospitalisation medical expenses for up to 15 days and 30 days

What's Not Included

  • Medical expenses incurred on day care treatments and OPD
  • Diagnostics or treatment taken outside the geographical limits of India
  • Expenses incurred on inoculations, vaccinations or other preventive treatment
  • Any claim in relation to the treatment of Covid-19 prior to the policy start date
  • Dietary supplements and substances that can be purchased without a prescription

5639 Bajaj Allianz Cashless Network Hospitals in India

Choose Bajaj Allianz Critical Illness Plan

Bajaj Allianz Corona Kavach Policy Brochure

  • 1.17 MB
  • PDF Document
  • Jul 28, 2020

Claim Process at Bajaj Allianz Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Corona Kavach Policy Health Insurance Plan

  • What is the waiting period under this Bajaj Allianz Corona Kavach Health Insurance Policy?

    The waiting period under the Bajaj Allianz Corona Kavach Policy is 15 days from the inception of the policy.

  • What is the eligibility criteria to buy Bajaj Allianz Corona Kavach Health Insurance Policy?

    People between the age group of 18 years and 65 years can buy this Bajaj Allianz Corona Kavach Policy.

  • Does Bajaj Allianz Corona Kavach Policy offer any optional cover?

    Yes, Bajaj Allianz Corona Kavach Health Insurance Policy offers an add-on cover known as Hospital Daily Cash. Under this cover, you will be eligible to get the cash benefit of 0.5% of the sum insured for every completed day of continuous hospitalisation for up to 15 days in every policy period.

  • Can I get any discount under Bajaj Allianz Corona Kavach Health Insurance cover?

    This Corona Kavach Policy gives a 5% discount to health care workers. Also, a discount of 5% is offered on the inclusion of 2 or more members under the family floater sum insured option of the plan.

  • Is there any tax-related benefit offered under Bajaj Allianz Corona Kavach Health Insurance plan?

    Yes, like any other health insurance plan, this Bajaj Allianz Corona Kavach Policy also provides tax deductions as per the section 80D of the Income Tax Act, 1961. 

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