Tata AIG Third Party Car Insurance

There are 2 types of car insurance policy - third party liability policy and comprehensive policy. Third party liability auto insurance policy is a mandatory requirement for being able to drive a car in India while it is optional to have a comprehensive cover. The Tata AIG third party provides coverage for any injury or damage caused to the third party and the third party property by the insured car. This policy takes care of all the financial and legal liabilities of the insured car. Thus, the Tata AIG third party car insurance policy helps in having stress-free riding experience.

The TATA AIG third party car insurance policy provides protection against the following:

• Bodily injuries/death of the third party including passengers in the insured vehicle
• Accidental damage to third party's property

What All Is Not Covered Under Tata AIG Third Party Car Insurance Plan?

Below are some important points which are not covered under the third party car insurance policy:

• Third-party liabilities incurred outside India.
• Accidental injuries to the policyholder (if you have not opted for personal accident cover).
• Damages to insured vehicles include consequential losses, depreciation, wear and tear, electrical/mechanical failures and accidental damages. This also includes damages caused to the insured vehicle and its belongings due to theft, fire, etc.

Benefits of Buying Tata AIG Third-Party Car Insurance

Third-party car insurance is compulsory for every car owner. However, its coverage is limited, but it is very beneficial. Here are a few benefits of buying a Tata AIG third-party car insurance plan:

1. Offers Legal Compliance – The first and foremost importance of buying a third party car insurance from Tata AIG is the need for compliance with the law. One gets eased with legal and financial burdens by purchasing a third-party cover from the insurance company.

2. Easy To Purchase or Renew - To purchase or renew a third-party car insurance plan from the Tata AIG company is quite simple and swift. It allows its policyholders to purchase or renew the car insurance online which is time-saving and hassle-free. The plan can be bought or renewed by any person or at their convenience from this company.

3. Cost-Effectiveness - When it comes to third party car insurance policies, the Tata AIG company offers it at affordable rates without implementing any type of hidden charges online as well as offline.