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Key Features:
  • Covers Third Party Person
  • Covers Third Party Property

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Royal Sundaram Third Party Car Insurance

A third party car insurance policy purchased from Royal Sundaram offers coverage for all sorts of third party liabilities. The protection includes compensation for injuries made to a third party on the road, damages incurred to a third party property as well as unlimited liability cover in case of death of a third party. Third party property damages are covered to the extent of Rs. 7.5 lakh whereas there is no cap on the amount of compensation in case of bodily injuries/death of a third party.

Royal Sundaram Third Party Car Insurance vs Comprehensive Car Insurance

Basis

Third Party Car Insurance

Comprehensive Car Insurance

Coverage

It covers all liabilities arising out of injury/damage incurred to a third party up to Rs 7.5 lakh.

Apart from covering third party liabilities, it also offers cover for the insured car (Third party liabilities are covered up to Rs 7.5 lakh).

Customisation

No add-ons can be availed with third party policy. Thus, a third party cover cannot be customised.

Comprehensive car insurance policy can be customised with a wide range of add-ons.

Nature

It is mandatory to have a third party cover.

It is optional to purchase a comprehensive cover.

Cost

A third party liability cover is relatively cheaper.

A comprehensive plan is a relatively expensive as it offers a wider protection coverage.

What All Is Covered Under Royal Sundaram Third Party Car Insurance Policy?

The Royal Sundaram third party car insurance policy cover the following:

  • Damage cover of up to 7.5 lakh for third party property damage.
  • Unlimited liability cover in the event of the bodily injury/death of a third party in an accident caused by the insured car. The amount of compensation is decided by a court of law.

What All Is Not Covered Under Royal Sundaram Third Party Car Insurance Plan?

The Royal Sundaram third party car insurance policy does not cover the following:

  • Damages caused to the insured car in a road accident.
  • Damages caused to the insured car by any natural or man-made calamity.
  • Bodily injury of the policyholder. (if not opted for personal accident cover).

Explore Royal Sundaram Car Insurance

Must Read Articles before buying Royal Sundaram Car Insurance

Royal Sundaram Car Insurance User Reviews

4.9
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468 User reviews
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    While Buying Royal Sundaram’s car insurance, I had an amazing experience. Insurancedekho provides exceptional customer service, competitive pricing and comprehensive coverage options

    Read More

    J
    By Jatin Nagpal
    On: March 2, 2024
  • Tailored to Your Unique Needs

    What sets InsuranceDekho apart is its ability to tailor comprehensive coverage to individual needs. They work with me to determine the right level of protection for my Hyundai car, providing a personalized service. I am very happy with the Royal Sundaram Car Insurance Policy.

    Read More

    B
    By Badal Shaikh
    On: November 3, 2023
  • Timely Repairs, Timely Return

    Repairs at cashless garages through InsuranceDekho are done promptly, ensuring that I get my Kia car back as quickly as possible. I am so happy to have secured the Royal Sundaram Car Insurance Policy on time.

    Read More

    R
    By Ruhan Patel
    On: October 17, 2023
  • User-Friendly Website for Thir...

    The InsuranceDekho website and mobile app are both intuitive and easy to use. Whether you're comparing policies, getting quotes, or renewing your insurance, their online platform simplifies the process. I was easily able to secure the Royal Sundaram Car Insurance Policy for my Honda car.

    Read More

    By Farida Banu
    On: September 29, 2023
  • Effortless Policy Purchase

    Purchasing InsuranceDekho's own damage coverage with the Royal Sundaram Car Insurance Policy for my MG car is was effortless. Their user-friendly online platform made it quick and convenient.

    Read More

    A
    By Anita Gurung
    On: September 14, 2023
  • Quick and Convenient Quote Gen...

    Getting insurance quotes with InsuranceDekho's premium calculator was quick and convenient. It was a time-saver for me while looking for the Royal Sundaram Car Insurance Policy for my Renault car.

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    P
    By Prashant Rout
    On: September 12, 2023
  • Best Decision I Made for My Ca...

    Opting for InsuranceDekho's zero depreciation policy was the best decision I made for my Mitsubishi car. The Royal Sundaram Car Insurance Policy saved me from unexpected expenses during a recent accident.

    Read More

    H
    By Harman Chahal
    On: September 8, 2023
  • Trustworthy Repairs

    While buying the Royal Sundaram Car Insurance Policy for my BMW, one of the important factors I was looking into was complete trust. Trust is essential when it comes to car repairs. InsuranceDekho's Cashless Garages have consistently provided trustworthy repairs and ensured the safety of my vehicle.

    Read More

    By Pankaj Kapoor
    On: September 6, 2023
  • All-Round Protection

    I recently bought the Royal Sundaram Car Insurance Policy with Comprehensive Coverage for my Maruti car, I feel like I have all-round protection for my car. Whether it's a minor fender bender or a major accident, InsuranceDekho has me covered.

    Read More

    P
    By Purnima Bakshi
    On: September 4, 2023
  • Smooth and Transparent Claim P...

    I appreciate how InsuranceDekho's claim process for the Royal Sundaram Car Insurance Policy for my Maruti car is smooth and transparent. From filing the claim to receiving the settlement, everything is clear and well-organized.

    Read More

    M
    By Mihika Pathak
    On: August 29, 2023
Royal Sundaram Reviews

Insurance Products by Royal Sundaram General Insurance

Royal Sundaram General Insurance

Royal Sundaram Third Party Car Insurance FAQs

  • What if the third party property damage exceeds Rs. 7.5 lakh?

    In such a case, the difference between the total damage and claim amount has to be paid by the policyholder. However, in the case of the death of a third party, the liability cover offered by Royal Sundaram is unlimited and is paid as per the direction of a court of law.

  • On what factors do the premium of my Royal Sundaram third party liability cover depend?

    The premium of your third party liability cover depends on the cubic capacity of the vehicle.

  • What all extra covers are available with a third party car insurance policy?

    With a third party car insurance cover, you can opt for Passenger Cover, Paid Driver Cover and Personal Accident Cover.

  • Can I extend the coverage of third party car insurance?

    The coverage of Royal Sundaram third party car insurance policy cannot be extended. However, to avail the maximum coverage you can opt for the Royal Sundaram comprehensive car insurance policy. You can transfer from the third party car insurance to the comprehensive car insurance at the time of renewal.

  • How can I contact the insurer in case of any third party injury?

    You can dial the toll-free number 1800-425-0000 or visit the website of Royal Sundaram car insurance and fill up the ‘Get a call back’ section. The insurer should be informed immediately after the accident or mishap.

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