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Bharti AXA User Reviews

176 reviews Rate This
Bharti AXA
Highlights
Claim Settlement Ratio99.05%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For1,285 Policies
Inception2006
Presence263 Branches
Total Death Benefit PaidRs. 61.56 Crore
Rating of Bharti AXA
4.9
Based on
176 User reviews

I got adequate information from the website


When I was buying the Bharti AXA Life Insurance Policy from InsuranceDekho, thankfully I could find all the relevant information on the website itself. The InsuranceDekho website made it easy for me to understand the benefits of the Exide Life Smart Term Pro plan.

Divit Nigam
On: May 09, 2023 | Views

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Claim Process at Bharti AXA Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

FAQs

  • To whom would Bharti AXA Life Insurance pay the claim money?

    Bharti AXA Life Insurance pays the claim amount to the claimant in the case of hospitalisation claim. In the case of a death claim, the claim is payable to the nominee.

  • Who can be a nominee in a Bharti AXA Life Insurance policy?

    Policyholders can name any person as a nominee. However, the nominee is generally a close relative, preferably the next of kin.

  • Can Bharti AXA Life Insurance reject an insurance claim?

    Yes, Bharti AXA Life Insurance can reject claims if the claimant/nominee has provided incorrect information. Similarly, non-disclosure can also result in a claim rejection.

  • If the policy is not assigned, then in what time will the refund be done?

    If the policy is not assigned then it takes only 10 working days to process the refund for the premium amount given for purchasing the policy.

  • How long does it take for Bharti AXA Life Insurance to honour a claim?

    Generally, Bharti AXA Life Insurance honours life insurance claims within five days. However, claims requiring further investigation can take a maximum of four months.  

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Bharti AXA Life Insurance Contact Details

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