Tata Punch Insurance

No matter which variant of TATA Punch you are buying, it is an absolute must to have third-party car insurance. According to the Motor Vehicle Act of 1988, third-party insurance is mandatory for all. There are other two types of car insurance that you can buy with TATA Punch, Standalone Own-damage Car Insurance and Comprehensive Car Insurance. Comprehensive Car Insurance provides complete protection in case your car is damaged due to any unforeseen circumstances or there is any third-party damage.

Inclusions in TATA Punch Car Insurance Plans

• If the insured car is lost or stolen
• If there is any damage to the car due to an accident or other unforeseen circumstances
• Any damage due to natural calamities
• Any damage to a third-party is covered under third-party car insurance

Exclusions in TATA Punch Car Insurance Plans

• If there is any damage to the insured vehicle and the driver is found under the influence of alcohol or drugs
• If there is damage to the vehicle and the driver is found riding without a valid driving license
• Any kind of self-inflicted damage to the car

Benefits of Buying TATA Punch Car Insurance Plan from InsuranceDekho

Some of the benefits of buying TATA Punch car insurance from InsuranceDekho are as follows:

• On buying TATA Punch car insurance with InsuranceDekho, you can easily do so through an online process. With InsuranceDekho, you can buy easily buy car insurance from the comfort of your home in a few simple steps.
• With InsuranceDekho, you can get 24*7 customer support. This means that you can reach out to the InsuranceDekho customer team whenever you need. You will also get thorough assistance for getting your TATA Punch car insurance claim settled.

How to Buy TATA Punch Car Insurance Online from InsuranceDekho?

Listed below are the steps in which you can buy TATA Punch car insurance online:

• To buy car insurance online, go to websites like InsuranceDekho and go to the car insurance tab
• Once you click on the car insurance tab, you will have to enter details such as car registration number, its model, variant, and other details
• You will also have to enter your email address and mobile number
• Next, select the right car insurance plan and also select the appropriate add-ons
• Also, complete the mandatory KYC process and proceed with the payment of the car insurance premium
• Once the payment is approved, you will receive details of car insurance on your registered email id

Renew TATA Punch Car Insurance Online

It is important to renew TATA Punch car insurance before its expiry date. So, listed below are the steps you need to follow in order to renew TATA Punch car insurance online:

• Click on the car insurance tab on InsuranceDekho website
• Provide details such as car insurance policy number, expiry date, claim details, and other information
• Then, either renew the existing plan or buy another type of car insurance plan
• You can also include the add-ons which are required
• Then, complete the KYC process and enter details such as chassis number, engine number, etc
• Next, make the renewal payment after which your TATA Punch car insurance will be renewed

TATA Punch Car Insurance Claim Process

There are two types of claims that you can raise with your TATA Punch car insurance plan, cashless claim, and reimbursement claim. Here are some of the steps you need to follow for the claim process:

Cashless Claims

Cashless claims are those types of claims in which the policyholder need not spend anything from their pocket and their bills are directly settled at a cashless garage. Below are the steps you need to follow to raise TATA Punch cashless car insurance claim:

• First, inform the insurance company about the accident. You can do so by directly calling them or sending an email to the claims team.
• You also need to file an FIR where you will be required to share all the details with the investigating team. You should also click pictures of the damaged part of the vehicle for future reference.
• Then, search for a nearby network garage and get your vehicle repaired there.
• Next, a surveyor will be sent to the garage to assess the total damage. Then, the surveyor will assess the total expenses and will send the same report to the insurer.
• If the insurer approves the expenses, then the insurer will settle all of it at the cashless garage.

In case you buy or renew your TATA Punch insurance from InsuranceDekho, you can reach out to InsuranceDekho’s 24x7 Available Claims Support team, and InsuranceDekho’s Claims Support team will help you with end-to-end claims support

Reimbursement Claim

Reimbursement claims are those in which the policyholder first needs to spend money from their pocket for the expenses and which will be later reimbursed by the insurer. Here are the steps you need to follow for reimbursement claims:

• Inform the insurance company about the incident
• Take the car to a garage to get it repaired. A surveyor will also be sent to assess the total damage and will then send an estimated report to the insurer
• The garage will start with the repair process and the bills will be paid by the policyholder
• Next, submit all the original bills to the insurance company, based on which you will get the reimbursed amount

In case you buy or renew your TATA Punch insurance from InsuranceDekho, you can reach out to InsuranceDekho’s 24x7 Available Claims Support team, and InsuranceDekho’s Claims Support team will help you with end-to-end claims support