Edelweiss Third Party Car Insurance

Edelweiss Car Insurance

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Edelweiss Third Party Car Insurance

As per the Indian Motor Tariff, every car owner is mandatorily required to have at least a third party car insurance. A third party car insurance is the most basic type of car insurance plan. The Edelweiss Third Party car insurance plan shields you against third party liabilities such as bodily injuries/death of a third party as well as third party property damage which might be caused in an unfortunate event by your car.

The Edelweiss Third Party car insurance plan helps you fulfill the statutory insurance requirement as well as insures you against the uncertain third party financial liabilities.

Edelweiss Third Party car Insurance vs Comprehensive car Insurance

Basis

Third Party car

insurance

Comprehensive car

insurance

Coverage

It provides coverage for the financial obligations towards third party liabilities only.

It provides coverage for the third party liabilities as well as own damages of the insured’s car.

Nature of Requirement

It is mandatory by law.

It is not a mandatory requirement.

Add-ons Availability

No add-ons can be availed with this plan.

A variety of add-on covers can be opted with this plan

Cost

The premium of third party insurance is relatively lower due to its limited coverage.

The comprehensive policy is relatively expensive due to its wider coverage.

What All is Covered Under Edelweiss Third Party Car Insurance Policy?

Edelweiss Third Party car insurance provides coverage for the following.

  • Financial Liabilities towards third party property damage: The insurer undertakes the financial liabilities towards the third party property damage incurred due to the insured’s car. The coverage for third party property damage is limited to Rs. 7.5 lakh.
  • Bodily Injuries/ loss of life of third party: A compensation is provided by the insurer for the bodily injury, disability or loss of life of a third party caused due to the insured’s car. The compensation amount in such cases is decided by a court of law.

Edelweiss Car Insurance User Reviews

109 reviews Write a Review
  • Secured gateway for payment

    When I contacted the team at InsuranceDekho to buy Edelweiss car insurance policy for my Toyota Fortuner car, I made the payment online in a hassle fr...

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    D
    Deepak Raghuvanshi
    On: July 10, 2020 | Views
  • Smooth claim settlement process

    I contacted the team at InsuranceDekho to purchase Edelweiss car insurance policy for my Honda Amaze car. And again contacted the executive at the tim...

    Read More
    A
    Anwesha Das
    On: July 9, 2020 | Views
  • Easy to understand policy

    My Edelweiss car insurance policy that I bought for my Volkswagen Vento car is really easy to understand. A few things that I had a doubt about, were ...

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    M
    Manish Srivastav
    On: July 3, 2020 | Views
  • Best guidance received

    At InsuranceDekho, I received the best guidance on which car insurance policy I should buy. The customer care executives suggested to me Edelweiss pol...

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    A
    Anuj Sharma
    On: July 2, 2020 | Views
  • Easy to find quotes at InsuranceDekho

    It was really easy to find car insurance quotes at InsuranceDekho. I purchased Edelweiss policy for my Fiat Linea car and I am satisfied with the bene...

    Read More
    D
    Drishay Valecha
    On: June 26, 2020 | Views

Edelweiss Third Party car Insurance FAQs

  • Why do I need third party car insurance?

    You need to purchase a third party car insurance for the following reasons.

    • It is mandatory under Indian Motor Tariff. If you do not purchase third party insurance, you will be penalized by a fine of ₹2,000 and/or imprisonment of up to 3 months.
    • It helps you to deal with the financial losses of the third party damage in case of an accident or any other mishap.
  • Can I extend the coverage of a third party car insurance plan?

    No, you cannot extend the coverage of a third party car insurance insurance.

  • Does the Edelweiss Third Party Car Insurance Plan cover injuries to me or damage to my car?

    No, the Edelweiss Third Party Car Insurance Plan cover does not cover injuries to you or damage to your car. To cover yourself against the injuries, you can opt for a Personal Accident Cover and for a cover for damages to your car, you can opt for a comprehensive or standalone own-damage car insurance policy.

  • How much compensation is offered by Edelweiss General Insurance in case of death of a third party?

    Edelweiss General Insurance offers 100% of the compensation amount in case of a third party’s death due to the insured’s car. The compensation amount is decided by a court of law.

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