Bharti AXA Car Insurance Premium Calculator

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Highlights
    Network Garages5,200+
    Claim Settlement Ratio87.99%
    Emergency AssistanceAvailable 24/7
    Policies Issued2 crore+
    AccreditationDual ISO Certification
    Presence135+ branches

    What is Car Insurance Premium Calculator?

    A car insurance premium calculator is an online device that helps you know the right insurance premium for your car. You just need to enter details like your car’s make, model variant and fuel type, etc and the calculator shows the correct premium amount for your car insurance plan. The premium calculator also factors in the No Claim Bonus, if applicable, to the insurance premium amount.

    How to Use Car Insurance Premium Calculator?

    Step 1: Select Car’s Make, Model, Variant and Fuel Type.

    Step 2: Choose Car’s Registered City and its Year of Purchase.

    Step 3: Tell us if you raised any insurance claim during the previous policy period.

    Step 4: Click on ‘Calculate’. The right IDV and insurance premium amount will be displayed to you.

    Benefits of Car Insurance Premium Calculator

    • Right IDV - The premium calculator tells you the correct Insured Declared Value (IDV) of your car. IDV refers to the market price of your car. It is the amount which you get as compensation in case of total loss or theft of your car.
    • Correct Premium - The premium calculator tells the correct insurance premium for your car.
    • Helps you Make an Informed Decision - Knowing the right IDV and premium amount helps you make an informed decision relating to your car insurance.
    • Helps You Choose the Right Plan - The knowledge of the correct IDV and insurance premium helps you compare the available insurance plans and choose best one as per your requirements.

    Third Party Car Insurance Premium Rates

    Engine Capacity

    Premium To Buy A New Policy (3-Year Plan)

    Premium To Renew Existing Policy (1-Year Plan)

    Under 1,000 cc

    Rs. 5,268

    Rs. 2,072

    Between 1,000 cc and 1,500 cc

    Rs. 9,534

    Rs. 3,221

    Above 1,500 cc

    Rs. 24,305

    Rs. 7,890

    (Source:IRDAI)

    Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

    The premium amount for comprehensive and standalone own-damage car insurance plans depends on factors like the make, model, variant, car’s engine capacity, etc. You can know the premium for your car insurance plan instantly using our Premium Calculator which takes into consideration all the applicable factors.

    Factors Which Determine Cars Insurance Premium

    1. Anti-Theft Devices – Insurers charge low premium cost from people who hold cars with anti-theft devices installed in them. The reason behind this is that these security devices reduce the possibility of car thefts and ultimately lower the coverage risk of the insurers.

    2. Insured Declared Value (IDV) - The IDV is the actual market value of the car, which policyholders are entitled to get on making a claim in case of theft or total loss of their cars. It means cars with higher IDV will be charged with an increased premium amount.

    3. Engine Cubic Capacity - The cubic capacity reflects the power of a car. Higher cubic capacity makes a car consume more consumables and run faster. But, it enhances the risk of an accident, so, premiums of cars with high cubic capacity are set higher by the insurers.

    4. Age of the Car – The value of a car depreciates every year. It means old cars are eligible to get a lower amount of claim from the insurance providers. Hence, the premium amount of older cars is comparatively lower than the cost of the new cars.

    5. No Claim Bonus (NCB) – The insurance providers give a no claim bonus as a reward to its policyholders for every claim-free year. The discount applies to the own-damage premium and ranges between 20% to 50%. Hence, the more the NCB will be, the lower the premium will be.

    Calculate Your Car Insurance

    Select your car's brand
    • Maruti
    • Hyundai
    • Honda
    • Toyota
    • Mahindra
    When did you buy your car?
    20052019
    Have you made a claim in the previous year?

    Must Read Articles before buying Bharti Axa Car Insurance

    Bharti AXA Car Insurance User Reviews

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      By Anubhav Bhaduri
      On: June 14, 2021
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      By Abhipsha Lahiri
      On: June 7, 2021
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      S
      By SRINATH M A
      On: June 4, 2021
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      I came to InsuranceDekho and used the chatbox to post a query regarding my Bharti AXA car insurance policy. I ...

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      By Ria Choudhury
      On: May 31, 2021
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      By Madhuri Mehra
      On: May 24, 2021
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      N
      By Namrata Agarwal
      On: May 17, 2021
    • I am satisfied

      I had a very good experience, hope it will give benefit as it is said. Till now I am satisfied. I have done it...

      M
      By MANAS KUMAR JANA
      On: May 12, 2021
    • Help is always available

      The best thing about InsuranceDekho is that the team is always available to help its customers with their quer...

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      B
      By Baani Chaturvedi
      On: May 10, 2021
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    618 Bharti Axa Cashless Garages in India

    Bharti AXA Car Insurance Premium Calculator FAQs

    • What factors determine the premium of a car insurance plan?

      There are many factors which affect the premium of a car insurance policy such as Anti-Theft Devices, Insured Declared Value (IDV), Engine’s Cubic Capacity, City of Registration, No Claim Bonus (NCB), Age of the Owner, and so on.

    • What is the benefit of using a car insurance premium calculator?

      The car insurance premium calculator will help you find the accurate premium for your car insurance policy, get the correct IDV of your car, and pick an affordable car insurance plan with right decisions about car insurance.

    • Where can I find the car insurance premium calculator?

      You can find the best car insurance premium calculator to compute the premium and IDV at the official website of InsuranceDekho, i.e., www.insurancedekho.com.

    • What details should I enter in the car insurance premium calculator?

      You will be required to enter details like make of the car, the model of the car, RTO location of the car, registration year of the car, etc., to find the right premium offered by the insurers for a car insurance plan.

    • Can I use the premium calculator to compute the premium for my old car?

      Yes, the premium calculator will help you get the premium offered by different insurance providers for new as well as old or used cars.

    Why to buy from InsuranceDekho?

    • Instant policy # within 5 mins
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    Bharti AXA Car Insurance Contact Details

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.