Bharti Axa Comprehensive Car Insurance Policy

Bharti AXA Comprehensive Car Insurance

A third party liability cover only serves a limited purpose. In order to run your car on streets without any fret of uncertain expenses, you must purchase Bharti Axa Comprehensive car insurance plan. A comprehensive policy, apart from covering third-party liabilities, also insures your car against damages occurred in an accident. The policy includes insurance coverage against road-mishap, vandalism, damages incurred due to natural and man-made calamities, riots and social unrest. It also insures policyholder against injury/death happened in an accident.

Although, purchasing a comprehensive plan is not mandatory under law but that does not mean it isn’t necessary. It saves you from spending a hefty sum after the occurrence of an accident.

Moreover, one can also purchase add-on coverages like NCB protection, No Cost Depreciation and many more to cover things, which are usually excluded from the standard car insurance policy. These add-ons serve well and can be availed by paying an extra premium.

Bharti AXA Car Insurance ​Premium Calculator

It is always necessary to have a prior idea about the premium, which you will be paying after purchasing the insurance. Be it third party liability cover or comprehensive insurance, one needs to pay the premium on time in order to enjoy benefits of the policy. Hence, it is necessary to have an idea of the amount of premium you will have to pay after purchasing a comprehensive car insurance plan.

To calculate the premium for a comprehensive car insurance policy, click here and get quotes post entering basic details.

Benefits of Bharti AXA Comprehensive Car Insurance

Insuring your vehicle with a comprehensive insurance policy comes with a wide array of benefits. The key benefits are as follows:

• A comprehensive car insurance policy has a wide coverage range. Besides covering third-party liabilities, it also covers your vehicle against damages and also insures the policyholder.
• Sum Insured depends on IDV of your vehicle, while claim amount depends on the damages incurred.
• One can also purchase a number of add-on coverages which can be used alongside the standard insurance plan. These add-ons offer additional coverage to things, which are generally excluded from a standard car insurance policy.
• One is also entitled to a discount called No Claim Bonus (NCB) if he/she has not filed any claim during the insurance period. Moreover, NCB accumulates over the passage of claim-free years up to 5 years and the maximum discount that can be availed is 50%.