Bharti AXA Comprehensive Car Insurance Policy

Bharti AXA Comprehensive Car Insurance vs Third Party Car Insurance

What All Is Covered Under Bharti AXA Comprehensive Car Insurance Plan?

The comprehensive Insurance policy offers an extensive range of coverage so that the policyholder stay covered under all the events that result in incurring a lot of damage. It offers financial support against all kinds of damages caused to the insured’s car as well as third party vehicle or property. It provides coverage to the insured during the following situations:

• All third party liabilities - bodily injury, death and property damage (up to Rs. 1 lakh), arising out of an accident/mishap caused by the insured’s car.

• Own-damage incurred by the insured’s car in the following scenarios:

- Road accidents

- During travel by road, rail, water or air

- Natural calamities like earthquake, floods, etc.

- Man-made disasters like riots, strikes, etc.

- Fire/Explosions

- Theft.

What All Is Not Covered Under Bharti AXA Comprehensive Car Insurance Plan?

There are various instances where the policy becomes invalid. Your Bharti AXA Comprehensive car Insurance Policy will not provide insurance coverage in case of following situations:

• Regular wear and tear - Depreciation is a natural phenomenon that occurs with every car after a certain point of time. The car incurring loss due to regular wear and tear is not covered under the Bharti AXA comprehensive car insurance policy.

• Illegal Activity - In case the driver was caught performing illegal practises such as underaged driving or driving without a license and involved in an accident, then all the damages caused will not be covered under the insurance policy.

• Driving under intoxication - If the driver was driving under the influence of alcohol or drugs at the time of the accident, then these kinds of activities will not be covered under the policy.

• Driving outside the geographical arena - Your comprehensive insurance policy is applicable under a geographical limitation under which the insured should drive to stay covered. Otherwise, the coverage will not be provided.