Honda Aviator Insurance

Honda Aviator Bike Insurance Summary

Honda Aviator is Honda’s premium 110 cc scooter that offers a comfortable ride. It is sold in three variants in India. The base model has drum brakes and steel wheels. The next one comes with alloy wheels but also with drum brakes. And finally, the last variant comes with a front disc brake with alloy wheels. All of them offer CBS combined brakes as standard. The choice of colours offered for this bike is pearl igneous black, matte selene silver metallic, pearl spartan red, and pearl amazing white all of which give the scooter an attractive look. The scooter also offers a mobile charging point as an option.

Honda Aviator Bike Insurance

To ride a bike in India, getting a third party bike insurance policy is mandatory, according to the Indian Motor Tariff. If you ride without a third party bike insurance policy, then you may be punished with a fine of Rs. 2,000 and/or imprisonment for up to 3 months. Another reason to buy this policy is that it protects you from damages to the third party’s vehicle, property, or bodily injuries. So, you must ensure to buy one and renew it from time to time in order to ride legally in the country.

Types of Insurance Cover

1. Third Party Bike Insurance Policy: Third party bike insurance policy is the basic requirement in India. It covers financial and legal liabilities arising due to death, injury, or other damage caused due to any misfortune event. The policy covers you for up to Rs. 1 lakh.
2. Standalone Own-Damage Bike Insurance Policy: Standalone own-damage bike insurance policy offers protection against own-damages sustained by your bike. The basic requirement for getting this policy is to have a third party bike insurance policy.
3. Comprehensive Bike Insurance Policy: A comprehensive bike insurance policy offers you the benefits of both third party bike insurance policy and standalone own-damage bike insurance policy. Also, you can purchase add-on covers as per your requirement when buying a comprehensive bike insurance policy.

How to Buy Insurance for Honda Aviator from InsuranceDekho

Purchasing bike insurance policy for your Honda Aviator bike online from InsuranceDekho is very easy. The process takes just a few minutes. To buy one, follow the steps given below:

Step 1: Visit the official website of InsuranceDekho.

Step 2: Select ‘Bike’ and enter your bike’s number. Click on the ‘Get your Quotes’ button. In case you don’t remember your bike’s number, then please enter its brand, model, fuel type, variant, registration year, etc.

Step 3: Enter your personal details like Name and Mobile Number. You will see several quotes on your screen.

Step 4: From various quotes displayed on your screen, select the most suitable bike insurance policy for your Honda Aviator bike as per your budget and requirements.

Step 5: Pay premium online for the selected bike insurance policy. You will receive the policy document via email within the stipulated time.

Honda Aviator Bike Insurance Claim Process

Cashless Bike Insurance Process

The cashless bike insurance process makes your Honda Aviator bike get repaired without making any payment at a network garage as under this process the insurer is liable to settle the expense of the repair of your bike. Here is the cashless claim process for your Aviator bike:

• Inform your insurance company just about the accident by contacting their customer support team or by visiting their website or through their mobile app, if available.
• Share all events of the event accurately and correctly to the police and lodge an FIR, especially in case of accident, fire, theft, and so on.
• Click photos of damages sustained by your bike, bodily injuries suffered by you or any passenger, etc., after the accident to hold as evidence during the claim settlement.
• Search a network garage nearby and pull your bike there for repair. If your bike is unable to be moved due to damage, you can also contact your insurer to arrange towing facilities.
• Once your bike reaches the garage, your insurance company will send a surveyor to survey your bike’s damages and assess their extent. He may also require you to show him all the valid documents like policy copy, registration certificate, driving license, FIR, etc.
• The surveyor will estimate the claim amount and prepare a claim report and send it to your insurer. Based on the surveyor's report, your insurer will approve or reject your claim.
• If your insurance company approves the surveyor’s report, the network garage will start repairing your bike and its repair bill will be settled by the insurer directly with the garage.

Reimbursement Bike Insurance Process

The reimbursement bike insurance claim process will make your insurer reimburse your repair amount after the repair based on the bill submitted by you and your bike insurance policy coverage. Below is the reimbursement claim process for your Aviator bike:

• Inform your insurance company about the incident promptly and register your claim.
• Take your insured bike to any garage of your choice to get it repaired.
• A surveyor will be sent by your insurer to access the level of damages.
• A claim report will be prepared and submitted by the surveyor to your insurer.
• The garage will repair your bike and generate the bill which you will have to pay.
• Submit the original bills of repair to your insurance company with a claim form.
• The insurer will examine repair bills and claim form and reimburse the cost of repair.